816 Winter Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 816 Winter Ave, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,588 sqft · built 1965
Lot Size0.514 acres (22,390 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (May 2026)
Tax Bill$4,954 (2025)
Deeds & MortgagesDec 2025 Line of Credit
May 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-14-328-007

Property Details

APN / Parcel Number

Primary APN17-14-328-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,588 sqft Total Area
Basement Area1,588 sqft
Finished Basement280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,390 sqft (0.514 acres)
Lot Dimensions160 ft deep x 140 ft wide
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address816 WINTER AVE
CityBIG RAPIDS
StateMI
Zip49307-2446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description000816 WINTER AVENUE: FERRIS ACRES, A REPLAT OF BLOCKS 47, 48, 57 AND 58, IN WARREN AND IVES' PLAT (ORIGINAL PLAT) AND A REPL
Legal SubdivisionESTATE'S FARM SUB-DIVISION
Legal Block47
Legal Lot Number22-10
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group2
Census Block2000
Census Tract960701

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10650 DOGWOOD AVE, HOWARD CITY, MI 49329-9612
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
ILLINOIS STATE CU
May 4, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR
May 4, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE CENTER LLC
Jul 13, 2023Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS STATE CU
Oct 6, 2021Warranty Deed, Transfer · Conventional Mortgage
THE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleJul 13, 2023 · Amount on Record
Deed Document Number20263284
Deed Book / Page940 / 3094
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address816 WINTER AVE, BIG RAPIDS, MI 49307-2446
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 WINTER AVE, BIG RAPIDS, MI 49307-2446

Mortgage

Document Number00938/2069
DateDec 18, 2025
Book Page938/2069
Instrument202500008588
Lender
NameILLINOIS STATE CU
TypeCredit Union
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 1, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateMay 4, 2026
Property Address816 WINTER AVE, BIG RAPIDS, MI 49307-2446
Document Number0000003284
Book / Page940 / 3094
Instrument DateApr 30, 2026
Instrument2026.3284
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyTITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10650 DOGWOOD AVE, HOWARD CITY, MI 49329-9612

Mortgage

Document Number0000003285,
DateMay 4, 2026
Instrument2026..3285
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateMay 4, 2026
Property Address816 WINTER AVE, BIG RAPIDS, MI 49307-2446
Document Number00940/3094
Book / Page940 / 3094
Instrument DateApr 30, 2026
Instrument20263284
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyTITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10650 DOGWOOD AVE, HOWARD CITY, MI 49329-9612

Mortgage

Document Number0000003285,
DateMay 4, 2026
Instrument20263285
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateJul 13, 2023
Property Address816 WINTER AVE, BIG RAPIDS, MI 49307-2446
Document Number00924/5817
Book / Page924 / 5817
Map ReferenceLB 2 PG 115
Instrument DateJul 6, 2023
Instrument202300004425
Transaction TypeTransfer
Record UpdatedAug 3, 2023
Title CompanyVERIFIED TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 WINTER AVE, BIG RAPIDS, MI 49307-2446

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 AIRPORT RD, BLOOMINGTON, IL 61704-2566

Mortgage

Document Number202300004426
DateJul 13, 2023
Instrument202300004426
Lender
NameILLINOIS STATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateOct 6, 2021
Property Address816 WINTER AVE, BIG RAPIDS, MI 49307-2446
Document Number914/3446
Book / Page914 / 3446
Map ReferenceLB 2 PG 115
Instrument DateSep 30, 2021
Instrument202100009436
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,913.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 MNTER AVE, 816, BIG RAPIDS, MI 49307

Transferred To (Grantee/Buyer)

NameVerified Name
Address39538 TIMBERLANE DR, STERLING HEIGHTS, MI 48310-2461

Mortgage

Document Number202100009437
DateOct 6, 2021
Instrument202100009437
Lender
NameTHE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,800 (+10.45%)$287,600 (+10.45%)
2025$4,954.00 (+2.48%) Homeowner's exemption$130,200 (+36.76%)$260,400 (+36.76%)
2024$4,834.00
2023$95,200$190,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG RAPIDS
serves 10,403 people · EPA ID MI0000710
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Point Broadband
Fixed Wireless · Fiber in parts of the area
100 / 20

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