Mecosta County property record for 816 Winter Ave, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 1965 |
| Lot Size | 0.514 acres (22,390 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (May 2026) |
| Tax Bill | $4,954 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-328-007 |
| Primary APN | 17-14-328-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,588 sqft Total Area |
| Basement Area | 1,588 sqft |
| Finished Basement | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,390 sqft (0.514 acres) |
| Lot Dimensions | 160 ft deep x 140 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 816 WINTER AVE |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000816 WINTER AVENUE: FERRIS ACRES, A REPLAT OF BLOCKS 47, 48, 57 AND 58, IN WARREN AND IVES' PLAT (ORIGINAL PLAT) AND A REPL |
| Legal Subdivision | ESTATE'S FARM SUB-DIVISION |
| Legal Block | 47 |
| Legal Lot Number | 22-10 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960701 |
Source: Mecosta County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10650 DOGWOOD AVE, HOWARD CITY, MI 49329-9612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU |
| May 4, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| May 4, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CU |
| Oct 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2023 · Amount on Record |
| Deed Document Number | 20263284 |
| Deed Book / Page | 940 / 3094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 816 WINTER AVE, BIG RAPIDS, MI 49307-2446 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 816 WINTER AVE, BIG RAPIDS, MI 49307-2446 |
| Document Number | 00938/2069 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 938/2069 |
| Instrument | 202500008588 |
| Name | ILLINOIS STATE CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | May 4, 2026 |
| Property Address | 816 WINTER AVE, BIG RAPIDS, MI 49307-2446 |
| Document Number | 0000003284 |
| Book / Page | 940 / 3094 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.3284 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10650 DOGWOOD AVE, HOWARD CITY, MI 49329-9612 |
| Document Number | 0000003285, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026..3285 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | May 4, 2026 |
| Property Address | 816 WINTER AVE, BIG RAPIDS, MI 49307-2446 |
| Document Number | 00940/3094 |
| Book / Page | 940 / 3094 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20263284 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10650 DOGWOOD AVE, HOWARD CITY, MI 49329-9612 |
| Document Number | 0000003285, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20263285 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 13, 2023 |
| Property Address | 816 WINTER AVE, BIG RAPIDS, MI 49307-2446 |
| Document Number | 00924/5817 |
| Book / Page | 924 / 5817 |
| Map Reference | LB 2 PG 115 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 202300004425 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | VERIFIED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 WINTER AVE, BIG RAPIDS, MI 49307-2446 |
| Name | Verified Name |
|---|---|
| Address | 1408 AIRPORT RD, BLOOMINGTON, IL 61704-2566 |
| Document Number | 202300004426 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 202300004426 |
| Name | ILLINOIS STATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Oct 6, 2021 |
| Property Address | 816 WINTER AVE, BIG RAPIDS, MI 49307-2446 |
| Document Number | 914/3446 |
| Book / Page | 914 / 3446 |
| Map Reference | LB 2 PG 115 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 202100009436 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,913.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 MNTER AVE, 816, BIG RAPIDS, MI 49307 |
| Name | Verified Name |
|---|---|
| Address | 39538 TIMBERLANE DR, STERLING HEIGHTS, MI 48310-2461 |
| Document Number | 202100009437 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 202100009437 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,800 (+10.45%) | $287,600 (+10.45%) | |
| 2025 | $4,954.00 (+2.48%) Homeowner's exemption | $130,200 (+36.76%) | $260,400 (+36.76%) |
| 2024 | $4,834.00 | ||
| 2023 | $95,200 | $190,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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