816 Willow St, Kewanee, IL 61443 Property Records

Henry County property record for 816 Willow St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 784 sqft · built 1895
Lot Size	0.35 acres (15,252 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Oct 2025)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-34-301-020`

Property Details

APN / Parcel Number

Primary APN	`20-34-301-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Basement Area	637 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	15,252 sqft (0.35 acres)
Lot Dimensions	246 ft deep x 62 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	816 WILLOW ST
City	KEWANEE
State	IL
Zip	61443-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 3 OTLEYS ADD CITY OF KEWANEE
Legal Subdivision	OTLEYS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	HENRY IL
Township / Civil Division	KEWANEE
Census Block Group	3
Census Block	3029
Census Tract	30800

Owner

Source: Henry County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	816 WILLOW ST, KEWANEE, IL 61443-3066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Oct 24, 2025	Warranty Deed, Transfer · Line of Credit UNION FEDERAL SAVINGS & LOAN ASSOCI
Sep 1, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 10, 2021	Deed, Transfer · Line of Credit COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Deed Document Number	20255299
Prior Transfer Date	Aug 29, 2022
Prior Transfer Doc	0000005198
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	816 WILLOW ST, KEWANEE, IL 61443-3066
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006397
Date	Nov 1, 2022
Instrument	20-2206397

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Oct 24, 2023

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Oct 24, 2025
Property Address	816 WILLOW ST, KEWANEE, IL 61443-3066
Document Number	0000005299
Instrument Date	Oct 10, 2025
Instrument	20-2505299
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 WILLOW ST, KEWANEE, IL 61443-3066

Mortgage

Document Number	0000005300
Date	Oct 24, 2025
Instrument	20-2505300

Lender

Name	UNION FEDERAL SAVINGS & LOAN ASSOCI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Sep 1, 2022
Property Address	816 WILLOW ST, KEWANEE, IL 61443-3066
Document Number	0000005198
Instrument Date	Aug 29, 2022
Instrument	20-2205198
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 JUNE ST, KEWANEE, IL 61443-1709

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Dec 10, 2021
Property Address	816 WILLOW ST, KEWANEE, IL 61443-3066
Document Number	0000008101
Instrument Date	Dec 9, 2021
Instrument	20-2108101
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	818 E 2ND ST, KEWANEE, IL 61443-2408

Mortgage

Document Number	0000008102
Date	Dec 10, 2021
Instrument	20-2108102

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 10, 2026

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Kewanee Township
Municipality	Kewanee City
Unified School District	Kewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+3.9%)	$16,753 (+5.4%) Land $1,674 Building $15,079	$50,259 (+5.4%) Land $5,022 Building $45,237
2024	$1,716.00 (+133.47%)	$15,894 (+24.19%) Land $1,588 Building $14,306	$47,682 (+24.19%) Land $4,764 Building $42,918
2022		$12,798 Land $1,278 Building $11,520	$38,394 Land $3,834 Building $34,560
2021	$735.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AMG Technology Investment Group Fixed Wireless	200 / 50

May also be available: Cambridge TelCom.

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