816 W 3rd St, Ottumwa, IA 52501 Property Records

Wapello County property record for 816 W 3rd St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1910
Lot Size	0.103 acres (4,488 sqft)
Owner	Individual Name on File
Tax Bill	$1,136 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`007413230004000`

Property Details

APN / Parcel Number

Primary APN	`007413230004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,488 sqft (0.103 acres)
Lot Dimensions	132 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	816 W 3RD ST
City	OTTUMWA
State	IA
Zip	52501-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXON & HUTCHINSON'S NW 34' LOT 3
Legal Subdivision	DIXON & HUTCHINSON'S ADD
Legal Lot Number	3
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2043
Census Tract	960200

Owner

816 W 3rd St is owned and occupied by an individual.

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	816 W 3RD ST, OTTUMWA, IA 52501-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Land Contract, Transfer · Land Contract REBECCA KING
Apr 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WAPELLO IA
Recording Date	Mar 8, 2024
Property Address	816 W 3RD ST, OTTUMWA, IA 52501-2215
Document Number	002024/807
Book / Page	2024 / 807
Instrument Date	Aug 16, 2023
Instrument	2024 0807
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 E SALEM AVE, INDIANOLA, IA 50125-2833

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Mar 8, 2024

Lender

Name	REBECCA KING
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record
Term	66 Months
Due	Sep 1, 2029

Interest

Rate	5%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Apr 26, 2021
Property Address	816 W 3RD ST, OTTUMWA, IA 52501-2215
Document Number	02021/1866
Book / Page	2021 / 1866
Instrument Date	Apr 26, 2021
Instrument	2021 1866
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount on Record
Tax	$47.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1105 E SALEM AVE, INDIANOLA, IA 50125-2833

Tax Assessment & Valuation

The 2026 property tax bill for 816 W 3rd St was $1,136 with a homeowner's exemption, up 0.9% from the year before.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,136.00 (+0.89%)	$67,750 (-) Land $3,260 Building $64,490	$67,750 (-) Land $3,260 Building $64,490
2025	$1,126.00 Homeowner's exemption	$67,750 Land $3,260 Building $64,490	$67,750 Land $3,260 Building $64,490
2024	$1,126.00
2023		$62,170 (+27.74%) Land $3,260 Building $58,910	$62,170 Land $3,260 Building $58,910
2022	$950.00	$48,670 Land $3,260 Building $45,410
2021			$48,670 Land $3,260 Building $45,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: LISCOFIBER, Verizon.

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