816 Virginia Ln, Rapid City, SD 57701 Property Records

Meade County property record for 816 Virginia Ln, Rapid City, SD 57701

Property Summary

Property Type	Single Family Home
Details	4 bd · built 1978
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on Record
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Jul 2023 Sale & Construction Loan Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20.65.01.05`

Property Details

APN / Parcel Number

Primary APN	`20.65.01.05`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	16,074 sqft (0.369 acres)

Location & Zoning

Street Address	816 VIRGINIA LN
City	RAPID CITY
State	SD
Zip	57701-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTON HEIGHTS SUB LOT 5 BLOCK 1
Legal Range	07
Legal Township	02
Legal Section	02
Legal Subdivision	WESTON HEIGHTS SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	3
Census Block	3025
Census Tract	20302

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 VIRGINIA LN, RAPID CITY, SD 57701-9473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Personal Representative Deed, Construction Loan · Construction Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2008
Deed Sale	May 5, 2008
Deed Document Number	20082015-CV
Deed Book / Page	758 / 1956
Last Transfer Date	Apr 21, 2021
Transfer Doc	934/1330
Record Updated	Oct 29, 2026

July 2023: Personal Representative Deed, Construction Loan

Document Type	Personal Representative Deed
Jurisdiction	MEADE SD
Recording Date	Jul 17, 2023
Property Address	816 VIRGINIA LN, RAPID CITY, SD 57701-9473
Document Number	00967/1530
Book / Page	967 / 1530
Map Reference	MB 10 PG 41
Instrument Date	Jul 13, 2023
Instrument	23003953
Transaction Type	Construction Loan
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6517 JENNIFER ST, RAPID CITY, SD 57701-9461

Mortgage

Document Number	0023003954
Date	Jul 17, 2023
Instrument	23003954

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MEADE SD
Recording Date	Apr 29, 2021
Property Address	816 VIRGINIA LN, RAPID CITY, SD 57701-9473
Document Number	934/1330
Book / Page	934 / 1330
Map Reference	MB 10 PG 41
Instrument Date	Apr 21, 2021
Instrument	21003379
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 CORNELL AVE, 810, NEWELL, SD 57760-2137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 VIRGINIA LN, RAPID CITY, SD 57701-9473

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	816 VIRGINIA LN, RAPID CITY, SD 57701-9473
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	895/747
Date	Oct 26, 2017
Book Page	895/747
Instrument	17006690

Lender

Name	CARDINAL FINANCE CO
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,255 (-) Land $53,564 Building $250,691	$304,255 (-) Land $53,564 Building $250,691
2025	$3,333.00 (+1.65%) Additional exemption filed	$304,255 (+10.72%) Land $53,564 Building $250,691	$304,255 Land $53,564 Building $250,691
2024	$3,279.00 (+5.43%)
2023		$274,808 (+18.42%) Land $40,233 Building $234,575
2022	$3,110.00	$232,054 Land $36,575 Building $195,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 91% of South Dakota
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTON HEIGHTS HOMEOWNERS ASSOCIATIO serves 412 people · EPA ID SD4600862
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

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