816 Union St, Maiden, NC 28650 Property Records

Catawba County property record for 816 Union St, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1920
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Tax Bill	$970 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3647-19-50-6664`

Property Details

APN / Parcel Number

Primary APN	`3647-19-50-6664`
Alternative APN	`0016560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	2,576 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	231 ft deep x 99 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	344 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	816 UNION ST
City	MAIDEN
State	NC
Zip	28650-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	ACCT# 159757944 MAP 015M -05-002- -0 GAR
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1047
Census Tract	11602

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 UNION ST, MAIDEN, NC 28650-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 22, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020
Deed Sale	May 22, 2020
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20209709
Deed Book / Page	3573 / 1736
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0035731736
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	816 UNION ST, MAIDEN, NC 28650-1435
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036410308
Date	Mar 15, 2021
Book Page	3641/308
Instrument	5861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2049

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	May 22, 2020
Property Address	816 UNION ST, MAIDEN, NC 28650-1435
Document Number	0035731736
Book / Page	3573 / 1736
Instrument Date	May 18, 2020
Instrument	9709
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 UNION ST, MAIDEN, NC 28650-1435

Mortgage

Document Number	9710
Date	May 22, 2020
Instrument	9710

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 22, 2019
Property Address	816 UNION ST, MAIDEN, NC 28650-1435
Document Number	0035221790
Book / Page	03522 / 1790
Instrument Date	Aug 22, 2019
Instrument	14548
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 WOODSWAY CT, 105, MORGANTON, NC 28655-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 UNION ST, MAIDEN, NC 28650-1435

Mortgage

Document Number	14549
Date	Aug 22, 2019
Instrument	14549

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Maiden Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,500 (-) Land $11,600 Building $231,900
2025	$970.00 (-48.81%)	$243,500 (-) Land $11,600 Building $231,900
2024	$1,895.00
2023	$1,895.00	$243,500 Land $11,600 Building $231,900	$243,500 Land $11,600 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MAIDEN serves 5,563 people · EPA ID NC0118030
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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