Webb County property record for 816 Topaz Trl, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,372 sqft · built 2003 |
| Lot Size | 0.139 acres (6,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,700 (Sep 2013) |
| Tax Bill | $1,231 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-00004-150 |
| Primary APN | 989-00004-150 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,813 sqft |
| 1st Floor Area | 1,372 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,049 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Street Address | 816 TOPAZ TRL |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-8196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | TIARA DE SAN ISIDRO, BLOCK 4, LOT 15, UNIT VII |
| Legal Subdivision | TIARA DE SAN ISIDRO |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1723 |
816 Topaz Trl is owned by an individual who bought it in September 2013.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2911 ANEJO DR, LAREDO, TX 78045-6494 |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Nov 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage BBVA USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2013 · Amount on File |
| Deed Sale | Sep 20, 2013 · Amount on File |
| Prior Sale | May 2, 2006 · Amount on File |
| Deed Document Number | 20131181388 |
| Deed Book / Page | 3503 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 816 TOPAZ TRL, LAREDO, TX 78045-8196 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 816 TOPAZ TRL, LAREDO, TX 78045-8196 |
| Document Number | 5044/796 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 5044/796 |
| Instrument | 1432333 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 174 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 816 TOPAZ TRL, LAREDO, TX 78045-8196 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4699/396 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 4699/396 |
| Instrument | 1377887 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35296 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
The 2025 property tax bill for 816 Topaz Trl was $1,231, down 15.2% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,278 (-0.47%) Land $83,960 Building $158,318 | $242,278 (-0.47%) Land $83,960 Building $158,318 | |
| 2025 | $1,231.00 (-15.16%) | $243,418 Land $83,960 Building $159,458 | $243,418 Land $83,960 Building $159,458 |
| 2024 | $1,451.00 | ||
| 2023 | $224,217 Land $68,475 Building $155,742 | $224,217 Land $68,475 Building $155,742 | |
| 2022 | $1,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 816 Topaz Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 Topaz Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures