Albemarle County property record for 816 Swede St, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,902 sqft · built 2022 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,320 (Nov 2022) |
| Tax Bill | $4,056 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 045A1-00-00-03700 |
| Primary APN | 045A1-00-00-03700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,902 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 3,311 sqft (0.076 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 816 SWEDE ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 RESIDEN |
| Legal Description | BERKMAR OVERLOOK LOT 37 |
| Legal Subdivision | BERKMAR OVERLOOK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10802 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 816 SWEDE ST, CHARLOTTESVILLE, VA 22901-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jul 22, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on Record |
| Deed Sale | Nov 28, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2022 · Amount on Record |
| Deed Document Number | 202213155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 28, 2022 |
| Property Address | 816 SWEDE ST, CHARLOTTESVILLE, VA 22901-9031 |
| Document Number | 202200013155 |
| Map Reference | MB 5628 PG 472-520 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 202200013155 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 SWEDE ST, CHARLOTTESVILLE, VA 22901-9031 |
| Document Number | 202200013156 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 202200013156 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 22, 2022 |
| Property Address | 816 SWEDE ST, CHARLOTTESVILLE, VA 22901-9031 |
| Document Number | 202200008967 |
| Map Reference | MB 5628 PG 472-520 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 202200008967 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3926 PENDER DR STE 200, 200, FAIRFAX, VA 22030-0976 |
| Investor | Possibly a Property Investor |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,056.00 (+3.87%) | $453,700 (+0.58%) Land $115,000 Building $338,700 | $453,700 (+0.58%) Land $115,000 Building $338,700 |
| 2025 | $3,905.00 (+1.38%) | ||
| 2023 | $3,852.00 | $451,100 Land $115,000 Building $336,100 | $451,100 Land $115,000 Building $336,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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