816 Summit St, Monroe, NC 28112 Property Records

Union County property record for 816 Summit St, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1999
Square Footage	1,896 sqft Living Area
Lot Size	14,244 sqft (0.327 acres)
Occupancy	Owner Occupied
Tax Bill	$2,739.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-234-085C`

Interior

Full Baths	2 Baths
Building Area	1,896 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,244 sqft (0.327 acres)
Porch Area	28 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	816 SUMMIT ST
City	MONROE
State	NC
Zip	28112-5667
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	P/11 & #12 ARMFIELD HEIGHTS BLK2 PLUS ALLEY PB01 PG157
Legal Subdivision	ARMFIELD HEIGHTS
Legal Block	2
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1013
Census Tract	20502

Owner

Source: Union County records · APN 09-234-085C

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	816 SUMMIT ST, MONROE, NC 28112-5667
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 02, 2004
Transfer Doc	0000038090
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	816 SUMMIT ST, MONROE, NC 28112-5667
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008477698
Date	May 13, 2022
Book Page	8477/698
Instrument	17686

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00 (+28.83%)	$313,400 (+60.72%) Land $36,000 Building $277,400	$313,400 (+60.72%) Land $36,000 Building $277,400
2023	$2,126.00	$195,000 Land $15,300 Building $179,700	$195,000 Land $15,300 Building $179,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.