816 Sleepy Harbour Dr, Ocoee, FL 34761 Property Records

Orange County property record for 816 Sleepy Harbour Dr, Ocoee, FL 34761

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,930 sqft · built 1991
Lot Size	0.231 acres (10,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2017)
Tax Bill	$7,189 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-22-28-3385-00-100`

Property Details

APN / Parcel Number

Primary APN	`20-22-28-3385-00-100`
Alternative APNs	`282220338500100` `244151` `248994` `253563`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	1,930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,082 sqft (0.231 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	816 SLEEPY HARBOUR DR
City	OCOEE
State	FL
Zip	34761-3126
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Description	HARBOUR HIGHLANDS 2 17/80 LOT 10
Legal Range	28E
Legal Township	22S
Legal Section	20
Legal Subdivision	HARBOUR HIGHLANDS 2
Legal Tract	3385
Legal Lot Number	10
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3018
Census Tract	14906

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2336 STONE CROSS CIR, ORLANDO, FL 32828-7937
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Jun 30, 1995 · Amount on Record
Deed Document Number	2017308195
Last Transfer Date	Oct 2, 2024
Transfer Doc	0000573196
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	816 SLEEPY HARBOUR DR, OCOEE, FL 34761-3126
Document Number	0000031766
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 STONE CROSS CIR ORLANDO FL 328287937, ORLANDO, FL 32828-7937

Mortgage

Document Number	0000031766
Date	Jan 19, 2021
Instrument	31766

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 2, 2017
Property Address	816 SLEEPY HARBOUR DR, OCOEE, FL 34761-3126
Document Number	0000308195
Map Reference	MB 17 PG 80
Instrument Date	May 31, 2017
Instrument	20170308195
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	MORTGAGEE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8038 EXCALIBUR CT, 8038, ORLANDO, FL 32822-8340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 STONE CROSS CIR, ORLANDO, FL 32828-7937

Mortgage

Document Number	0000308196
Date	Jun 2, 2017
Instrument	20170308196

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,725 (+1%)	$420,460 (-1.33%) Land $85,000 Building $335,460
2025	$7,189.00 (+12.84%)	$339,750 (-5.52%)	$426,130 (+18.51%) Land $85,000 Building $341,130
2024	$6,371.00 (+7.55%)
2023	$5,924.00	$359,585 Land $85,000 Building $274,585	$359,585 Land $85,000 Building $274,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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