816 Sapling Ct, Bel Air, MD 21015 Property Records

Harford County property record for 816 Sapling Ct, Bel Air, MD 21015

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,102 sqft · built 2012
Lot Size0.241 acres (10,497 sqft)
Owner2 Individual Names on Record
Last Sale$625,500 (Aug 2016)
Tax Bill$7,533 (2026)
Flood ZoneZone X (minimal risk)
APN01-396067

Property Details

APN / Parcel Number

Primary APN01-396067
Alternative APN
  • 396067

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,102 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,497 sqft (0.241 acres)
Garage TypeBuilt-in
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area290 sqft
Patio Area746 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number396067
Street Address816 SAPLING CT
CityBEL AIR
StateMD
Zip21015-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 39 10497 SF 816 SAPLING COURT CEDARDAY 2 PT 203/31
Legal SubdivisionCEDARDAY 02 PH 02
Legal Lot Number39
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301102

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address816 SAPLING CT, BEL AIR, MD 21015-6411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2016 · Amount on Record
Deed SaleAug 16, 2016 · Amount on Record
Prior SaleAug 22, 2012 · Amount on Record
Deed Book / Page11936 / 202
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,533.00 (+7.46%)$691,200 (+11.63%) Land $180,000 Building $511,200$691,200 (+11.63%) Land $180,000 Building $511,200
2025$7,010.00 (+5%)
2023$619,200 Land $180,000 Building $439,200$619,200 Land $180,000 Building $439,200
2022$6,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Sapling Ct

Nearby Streets

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