816 S Main St, Flora, IL 62839 Property Records

Clay County property record for 816 S Main St, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Lot Size	0.173 acres (7,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Dec 2025)
Tax Bill	$351 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-003`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-003`

Exterior

Lot Area	7,552 sqft (0.173 acres)

Location & Zoning

Street Address	816 S MAIN ST
City	FLORA
State	IL
Zip	62839-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR ADDN LOT 2
Legal Subdivision	FAIR ADD
Legal Lot Number	2
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2080
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 S MAIN ST, FLORA, IL 62839-1708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Mar 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	202513244
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Dec 23, 2025
Property Address	816 S MAIN ST, FLORA, IL 62839-1708
Document Number	0000213244
Instrument Date	Dec 16, 2025
Instrument	213244
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2761 FINCH LN, LOUISVILLE, IL 62858-2586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S MAIN ST, FLORA, IL 62839-1708

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 21, 2021
Property Address	816 S MAIN ST, FLORA, IL 62839-1708
Document Number	0000203211
Instrument Date	Oct 8, 2021
Instrument	203211
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S MAIN ST, FLORA, IL 62839-1708

Mortgage

Document Number	0000203212
Date	Oct 21, 2021
Instrument	203212

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 8, 2026

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Mar 28, 2017
Property Address	816 S MAIN ST, FLORA, IL 62839-1708
Document Number	000D191291
Instrument Date	Mar 23, 2017
Instrument	D191291
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S MAIN ST, FLORA, IL 62839-1708

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$351.00 (+23.16%) Homeowner's exemption	$10,595 (+11.44%) Land $1,980 Building $8,615	$31,785 (+11.44%) Land $5,940 Building $25,845
2024	$285.00 (+48.44%) Homeowner's exemption	$9,507 (+18.59%) Land $1,777 Building $7,730	$28,521 (+18.59%) Land $5,331 Building $23,190
2022	$192.00 Homeowner's exemption	$8,017 Land $1,489 Building $6,528	$24,051 Land $4,467 Building $19,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures