816 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 816 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 921 sqft · built 1940
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$53,400 (Jul 2020)
Tax Bill	$711 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-120-10-21`

Property Details

APN / Parcel Number

Primary APN	`27-120-10-21`
Alternative APNs	`27-120-10-21-00-0-00-000` `27120102100000001` `787674`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	921 sqft Living Area
1st Floor Area	912 sqft
Basement Area	1,248 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	130 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	787674
Street Address	816 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT LOT 307
Legal Subdivision	FAIRMOUNT
Legal Block	1
Legal Lot Number	307
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	11002

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 S CEDAR AVE, INDEPENDENCE, MO 64053-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage BOKF NA
Jul 28, 2020	Warranty Deed, Transfer BOK FIN'L MTG
Jul 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	2020E65023
Prior Transfer Date	Jul 26, 1995
Prior Transfer Doc	0000000604
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	816 S CEDAR AVE, INDEPENDENCE, MO 64053-1824
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0083245
Date	Nov 17, 2023
Instrument	2023E0083245

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74192

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Nov 24, 2032

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 28, 2020
Property Address	816 S CEDAR AVE, INDEPENDENCE, MO 64053-1824
Document Number	0000E65023
Instrument Date	Jul 24, 2020
Instrument	65023E
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	VAN HORN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S CEDAR AVE INDEPENDENCE MO 640531824, INDEPENDENCE, MO 64053-1824

Mortgage

Document Number	E65024
Date	Jul 28, 2020
Instrument	65024E

Lender

Name	BOK FIN'L MTG
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 11, 2018
Property Address	816 S CEDAR AVE, INDEPENDENCE, MO 64053-1824
Document Number	0000E60259
Instrument Date	Feb 5, 2018
Instrument	60259E
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S CEDAR AVE INDEPENDENCE MO 640531824, INDEPENDENCE, MO 64053-1824

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,468 (-) Land $2,392 Building $9,076	$60,360 (-)
2025	$711.00	$11,468 (+14.99%) Land $2,392 Building $9,076	$60,360 (+14.99%)
2024	$711.00 (+2.6%)
2023	$693.00	$9,973 Land $794 Building $9,179	$52,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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