816 Rainbow Ct, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 816 Rainbow Ct, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,063 sqft · built 2012
Lot Size	0.127 acres (5,525 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Oct 2020)
Tax Bill	$8,846 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-570-036-1`

Property Details

APN / Parcel Number

Primary APN	`011-570-036-1`
Alternative APN	`011-570-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	2,063 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Architectural Style	Cluster
Lot Area	5,525 sqft (0.127 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	816 RAINBOW CT
City	DISCOVERY BAY
State	CA
Zip	94505-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8580 L119
Legal Subdivision	SUBDIVISION 8580
Legal Tract	8580
Legal Lot Number	119
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1029
Census Tract	304006

Owner

816 Rainbow Ct is owned and occupied by two individuals who bought it in October 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage COMMONWEALTH CENTRAL CU
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 8, 2020	Correction Deed · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 28, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	2020232130
Prior Transfer Date	Oct 7, 2020
Prior Transfer Doc	0000232130
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 RAINBOW CT, DISCOVERY BAY, CA 94505-2667

Mortgage

Document Number	0000167515
Date	Oct 28, 2022
Instrument	2022-167515

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667

Mortgage

Document Number	0000246864
Date	Sep 2, 2021
Instrument	2021-246864

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 8, 2020
Property Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667
Document Number	0000232130
Map Reference	DOC 2006-0113723
Instrument Date	Oct 7, 2020
Instrument	2020-232130
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667

Mortgage

Document Number	0000232131
Date	Oct 8, 2020
Instrument	2020-232131

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2018
Property Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667
Document Number	0000047951
Map Reference	DOC2006-0113723
Instrument Date	Mar 12, 2018
Instrument	2018-047951
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	816 RAINBOW CT, DISCOVERY BAY, CA 94505-2667

Mortgage

Document Number	0000047952
Date	Mar 28, 2018
Instrument	2018-047952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 816 Rainbow Ct was $8,846 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Knightsen Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,406 (+2%) Land $143,530 Building $507,876
2025	$8,846.00 Homeowner's exemption	$638,634 Land $140,716 Building $497,918
2023	$8,373.00 (+1.9%) Homeowner's exemption	$613,836 Land $135,252 Building $478,584
2022	$8,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 816 Rainbow Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Rainbow Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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