816 Ploma Dr, Seneca, SC 29678 Property Records

Oconee County property record for 816 Ploma Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,864 sqft · built 1968
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Mar 2025)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-51-02-019`

Property Details

APN / Parcel Number

Primary APN	`520-51-02-019`
Alternative APN	`58755`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,864 sqft Living Area
Basement Area	1,932 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	35,719 sqft (0.819 acres)
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	58755
Old Parcel Number	520 51 02 019
Street Address	816 PLOMA DR
City	SENECA
State	SC
Zip	29678-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 ADAMS FOREST (0.82 AC)
Legal Subdivision	ADAMS FOREST
Legal Block	2
Legal Lot Number	106
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1011
Census Tract	30802

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	816 PLOMA DR, SENECA, SC 29678-3763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST CITIZENS BANK & TRUST CO
Sep 22, 2021	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Jul 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	0000010273
Deed Book / Page	3187 / 323
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	816 PLOMA DR, SENECA, SC 29678-3763
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 PLOMA DR, SENECA, SC 29678-3763

Mortgage

Document Number	0000006817
Date	Nov 24, 2025
Book Page	4755/167
Instrument	6817

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2040

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 22, 2021
Property Address	816 PLOMA DR, SENECA, SC 29678-3763
Document Number	0000004785
Book / Page	2731 / 262
Map Reference	MB W PG 140
Instrument Date	Sep 16, 2021
Instrument	4785
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 PLOMA DR, SENECA, SC 29678-3763

Mortgage

Document Number	0000004786
Date	Sep 22, 2021
Book Page	4219/61
Instrument	4786

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 13, 2020
Property Address	816 PLOMA DR, SENECA, SC 29678-3763
Document Number	0025840098
Book / Page	002584 / 000098
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	886 BRYANT RD PELZER SC 296699089, PELZER, SC 29669-9089

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00	$13,553 (-) Land $722 Building $12,831	$338,820 (-) Land $18,040 Building $320,780
2023		$13,553 Land $722 Building $12,831	$338,820 Land $18,040 Building $320,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, West Carolina Rural Telephone Cooperative.

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