816 O'Neal St, Greenville, TX 75401 Property Records

Hunt County property record for 816 O'Neal St, Greenville, TX 75401

Property Summary

Property Type	Single Family Home
Details	1,028 sqft · built 2003
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Tax Bill	$2,362 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`5085-0010-0440-41`

Property Details

APN / Parcel Number

Primary APN	`5085-0010-0440-41`
Alternative APN	`R127733`

Interior

Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 2003
Exterior Material	Masonite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	50 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	178 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R127733
Street Address	816 ONEAL ST
City	GREENVILLE
State	TX
Zip	75401-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S5085 SUNNY SIDE ADDITION BLK 1 LOT 44 ACRES .109
Legal Subdivision	SUNNY SIDE ADDITION
Legal Block	1
Legal Lot Number	44
Jurisdiction	HUNT TX
Township / Civil Division	GREENVILLE
Census Block Group	2
Census Block	2100
Census Tract	961000

Owner

816 O'Neal St is owned and occupied by an individual who acquired it in October 2023.

Source: Hunt County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	816 ONEAL ST, GREENVILLE, TX 75401-5422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 15, 2020	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023
Deed Sale	Oct 19, 2023
Prior Sale	Jul 1, 2009
Deed Document Number	2023-20526
Record Updated	Jun 8, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Oct 19, 2023
Property Address	816 ONEAL ST, GREENVILLE, TX 75401-5422
Document Number	0000020526
Map Reference	VOL 282 PG 670
Instrument Date	May 18, 2023
Instrument	2023-20526
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 ONEAL ST, GREENVILLE, TX 75401-5422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020527
Date	Oct 19, 2023
Instrument	2023-20527

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUNT TX
Property Address	816 ONEAL ST, GREENVILLE, TX 75401-5422
Document Number	0000003409
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 DIVISION ST GREENVILLE TX 754015981, GREENVILLE, TX 75401-5981

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Greenville City
Unified School District	Greenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,630 Land $27,310 Building $129,320	$156,630 Land $27,310 Building $129,320
2024	$2,362.00
2023		$159,560 (+12.37%) Land $26,130 Building $133,430	$159,560 (+12.37%) Land $26,130 Building $133,430
2022	$3,183.00	$142,000 Land $19,000 Building $123,000	$142,000 Land $19,000 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 O'Neal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Jan 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 O'Neal St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREENVILLE serves 33,354 people · EPA ID TX1160004
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
GEUS Cable	500 / 25
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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