816 NW Ogden Ave, Bend, OR 97703 Property Records

Deschutes County property record for 816 NW Ogden Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,010 sqft · built 2004
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jun 2018)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Jul 2018 Reverse Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`171232-BB-07502`

Property Details

APN / Parcel Number

Primary APN	`171232-BB-07502`
Alternative APN	`240153`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,010 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	1,010 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,485 sqft (0.08 acres)
Garage Area	286 sqft
Deck Area	45 sqft

Location & Zoning

Account Number	240153
Street Address	816 NW OGDEN AVE
City	BEND
State	OR
Zip	97703-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	KENWOOD BLOCK 11 LOT 3
Legal Range	12
Legal Township	17
Legal Section	32
Legal Subdivision	KENWOOD
Legal Block	11
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3023
Census Tract	1301

Owner

816 NW Ogden Ave is owned and occupied by an individual who bought it in June 2018.

Source: Deschutes County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 24, 2018	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jul 18, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jun 15, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Prior Sale	Aug 19, 2011 · Amount on File
Deed Document Number	201824516
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	DESCHUTES COUNTY TTL COPMANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NW OGDEN AVE, BEND, OR 97703-1740

Mortgage

Document Number	0000000934
Date	Jan 7, 2022
Instrument	2022-00934

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	906 Months
Due	Jul 9, 2097

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030120
Date	Jul 24, 2018
Instrument	2018-30120

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	948 Months
Due	Jul 9, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.78%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NW OGDEN AVE, BEND, OR 97703-1740

Mortgage

Document Number	0000000935
Date	Jan 7, 2022
Instrument	2022-00935

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	906 Months
Due	Jul 9, 2097

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050287
Date	Dec 18, 2017
Instrument	2017-50287

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Document Number	0000030985
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NW OGDEN AVE BEND OR 977031740, BEND, OR 97703-1740

Mortgage

Document Number	0000030985
Date	Jun 30, 2020
Instrument	30985

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 29, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.45%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Document Number	0000030984
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NW OGDEN AVE BEND OR 977031740, BEND, OR 97703-1740

Mortgage

Document Number	0000030984
Date	Jun 30, 2020
Instrument	30984

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 29, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.45%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Document Number	0000030119
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NW OGDEN AVE BEND OR 977031740, BEND, OR 97703-1740

Mortgage

Document Number	0000030119
Date	Jul 24, 2018
Instrument	30119

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Jul 23, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.78%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 15, 2018
Property Address	816 NW OGDEN AVE, BEND, OR 97703-1740
Document Number	0000024516
Instrument Date	Jun 13, 2018
Instrument	24516
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 NW OGDEN AVE BEND OR 977031740, BEND, OR 97703-1740

Tax Assessment & Valuation

The 2025 property tax bill for 816 NW Ogden Ave was $2,170, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00 (+3.93%)	$128,450 (+3%)	$674,220 (+6.02%) Land $364,580 Building $309,640
2024	$2,088.00 (+7.91%)	$124,710 (+3%)	$635,920 (-) Land $354,430 Building $281,490
2023	$1,935.00	$121,080	$635,920 Land $354,430 Building $281,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 NW Ogden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 816 NW Ogden Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Webformix.

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