Martin County property record for 816 NW 10th Ter, Stuart, FL 34994
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,514 sqft · built 1981 |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2025) |
| Tax Bill | $2,845 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-37-41-016-008-0816.0-3-0000 |
| Primary APN | 32-37-41-016-008-0816.0-3-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Mansard |
| Roof Material | Built-Up Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8856 |
|---|---|
| Street Address | 816 NW 10TH TER |
| City | STUART |
| State | FL |
| Zip | 34994-9567 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GARDEN VILLAS CONDO - PHASE II BLDG H UNIT 816 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 32 |
| Legal Subdivision | GARDEN VILLAS CONDO |
| Legal Block | 2 |
| Legal Lot Number | 816 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 300 |
816 NW 10th Ter, a condominium, is owned by two individuals who bought it in July 2025.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 570 SW ROMORA BAY, PORT SAINT LUCIE, FL 34986-3423 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Jul 16, 2001 · Amount on File |
| Deed Document Number | 20253137386 |
| Deed Book / Page | 3509 / 1872 |
| Prior Transfer Date | Mar 22, 2018 |
| Prior Transfer Doc | 0034841862 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 816 NW 10th Ter was $2,845, up 1.4% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,845.00 (+1.35%) | $170,683 | $199,850 Building $199,850 |
| 2024 | $2,807.00 (+5.8%) | ||
| 2023 | $2,653.00 (+14.6%) | $141,061 (+1%) | $191,520 (+21.05%) Building $191,520 |
| 2022 | $2,315.00 | $128,238 | $158,210 Building $158,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 816 NW 10th Ter in Zone X, an area of moderate flood risk, though there have been 30 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 10 condo units |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 NW 10th Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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