816 N Union Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 816 N Union Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1968
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Dec 2022)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-04-476-003`

Property Details

APN / Parcel Number

Primary APN	`8914-04-476-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Finished Basement	375 sqft
Unfinished Basement	1,356 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	120,661 sqft (2.77 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Deck Area	128 sqft
Patio Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	816 N UNION RD
City	CEDAR FALLS
State	IA
Zip	50613-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED CEDAR FALLS N 198 FT S 1/2 NE SE SE SEC 4 T 89 R 14
Legal Range	14W
Legal Township	89N
Legal Section	04
Legal Subdivision	CEDAR FALLS
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2129
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 N UNION RD, CEDAR FALLS, IA 50613-9443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	202212896
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 20, 2021
Property Address	816 N UNION RD, CEDAR FALLS, IA 50613-9443
Document Number	202200012896
Instrument Date	Dec 15, 2021
Instrument	202200012896
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 N UNION RD, CEDAR FALLS, IA 50613-9443

Mortgage

Document Number	202200012898
Date	Dec 20, 2021
Instrument	202200012898

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,186.00 (+3.84%) Homeowner's exemption	$356,400 (+11.18%) Land $105,930 Building $250,470	$356,400 (+11.18%) Land $105,930 Building $250,470
2024	$4,994.00 (+6.35%)
2023		$320,560 (+26%) Land $105,930 Building $214,630	$320,560 (+26%) Land $105,930 Building $214,630
2022	$4,696.00 Homeowner's exemption	$254,420 Land $105,930 Building $148,490
2021			$254,420 Land $105,930 Building $148,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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