816 N 10th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 816 N 10th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,563 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$2,050 (2026)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196218008Z009`

Property Details

APN / Parcel Number

Primary APN	`09196218008Z009`
Alternative APNs	`41240648` `167353`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Area	96 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	167353
Street Address	816 N 10TH ST
City	BRAINERD
State	MN
Zip	56401-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 218 EX. S'LY 10 FT THEREOF, AND ALL OF LOT 9 BLOCK 218
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	218
Legal Lot Number	8,9
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1012
Census Tract	951200

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 N 10TH ST, BRAINERD, MN 56401-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Certificate of Transfer, Transfer
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2026286443
Record Updated	Oct 29, 2026

July 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	CROW WING MN
Recording Date	Jul 6, 2026
Property Address	816 N 10TH ST, BRAINERD, MN 56401-2645
Document Number	0000117920
Instrument Date	Jun 22, 2026
Instrument	2026117920
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jun 22, 2026
Property Address	816 N 10TH ST, BRAINERD, MN 56401-2645
Document Number	0000286443
Instrument Date	Jun 9, 2026
Instrument	2026286443
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 9TH AVE NE, BRAINERD, MN 56401-2347

Mortgage

Document Number	0000286444,
Date	Jun 22, 2026
Instrument	2026286444

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,050.00 (+1.99%) Homeowner's exemption	$259,300 (+7.28%) Land $41,800 Building $217,500	$259,300 (+7.28%) Land $41,800 Building $217,500
2025		$241,700 (-3.93%) Land $41,300 Building $200,400	$241,700 (-3.93%) Land $41,300 Building $200,400
2023	$2,010.00 Homeowner's exemption	$251,600 Land $39,900 Building $211,700	$251,600 Land $39,900 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

Nearby Properties on N 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures