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816 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 816 Missouri Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,342 sqft · built 1919
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Dec 2024)
Tax Bill$6,032 (2025)
Deeds & MortgagesMay 2020 Sale & Line of Credit
Mar 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0098-0070

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0098-0070
Alternative APNs
  • 263001000100980070
  • 77400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,342 sqft Living Area
Gross Area2,722 sqft
1st Floor Area1,612 sqft
Upper Floors Area730 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 0.5 ft wide

Exterior Amenities

PorchSlab
Porch Area380 sqft
Deck Area80 sqft
Shed1 Shed
Shed Area100 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address816 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-3261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 98 LOTS 7 & 8 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block98
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2026
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0098-0070

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9394 BORDET CT, ORLANDO, FL 32827-7523
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Warranty Deed, Transfer · Line of Credit
FLORIDA ST UNIV CU
Mar 31, 2017Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK/FL
Jan 31, 2017Grant Deed, Transfer
SOUTHEAST PROF TITLE L
Jan 26, 2017Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2024 · Amount on Record
Deed SaleDec 26, 2024 · Amount on Record
Prior SaleMay 18, 2020 · Amount on Record
Deed Document Number2024162172
Deed Book / Page6715 / 2707
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 18, 2020
Property Address816 MISSOURI AVE, SAINT CLOUD, FL 34769-3261
Document Number0057232768
Book / Page005723 / 002768
Instrument DateApr 27, 2020
Instrument65350
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3901 NW 79TH AVENUE 245 #1261 MIAMI FL 33166, 1261, MIAMI, FL 33166

Mortgage

Document Number57232771
DateMay 18, 2020
Book Page005723/002771
Instrument65351
Lender
NameFLORIDA ST UNIV CU
TypeCredit Union
AddressTALLAHASSEE, FL 32318
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 17, 2045
Interest
Rate TypeAdjustable Rate
Rate5%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address816 MISSOURI AVE, SAINT CLOUD, FL 34769-3261
Document Number0051280810
Book / Page005128 / 000810
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3444 EDSEL AVE ST CLOUD FL 347727313, ST CLOUD, FL 34772-7313

Mortgage

Document Number0051280810
DateApr 06, 2017
Book Page005128/000810
Instrument52055
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressKISSIMMEE, FL 34741
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2017
Property Address816 MISSOURI AVE, SAINT CLOUD, FL 34769-3261
Document Number0050932893
Book / Page005093 / 002893
Instrument DateJan 26, 2017
Instrument16481
Transaction TypeTransfer
Record UpdatedFeb 20, 2017
Title CompanySOUTHEAST PROF TITLE L

Transaction

AmountAmount Recorded
Tax$629.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2055 TRIUMFO CIR KISSIMMEE FL 347443930, KISSIMMEE, FL 34744-3930

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 26, 2017
Property Address816 MISSOURI AVE, SAINT CLOUD, FL 34769-3261
Document Number0050920924
Book / Page005092 / 000924
Instrument DateJan 20, 2017
Instrument14818
Transaction TypeTransfer
Record UpdatedFeb 17, 2017
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$577.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5717 BAY SIDE DR ORLANDO FL 328194035, ORLANDO, FL 32819-4035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,032.00 (+28.2%)$336,800 (+12.91%) Land $46,800 Building $290,000$336,800 (+12.91%) Land $46,800 Building $290,000
2023$4,705.00 (+12.67%)$298,300 (+18.28%) Land $42,500 Building $255,800$298,300 (+18.28%) Land $42,500 Building $255,800
2022$4,176.00$252,200 Land $35,100 Building $217,100$252,200 Land $35,100 Building $217,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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