816 Memory Ln, McKinney, TX 75072 Property Records

Collin County property record for 816 Memory Ln, McKinney, TX 75072

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,595 sqft · built 2013
Owner2 Individual Names on Record
Tax Bill$6,775 (2024)
Deeds & MortgagesSep 2022 Line of Credit
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR-9588-00B-0130-1

Property Details

APN / Parcel Number

Primary APNR-9588-00B-0130-1
Alternative APN
  • 2644478

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,595 sqft Living Area
Gross Area3,133 sqft
1st Floor Area1,713 sqft
2nd Floor Area882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialBrick
Construction TypeWood Frame
Garage TypeAttached
Garage Area538 sqft
PorchPorch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2644478
Street Address816 MEMORY LN
CityMCKINNEY
StateTX
Zip75072-9162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENS OF WESTRIDGE (CMC), BLK B, LOT 13
Legal SubdivisionGREENS OF WESTRIDGE (CMC)
Legal BlockB
Legal Lot Number13
JurisdictionCOLLIN TX
Township / Civil DivisionMCKINNEY
Census Block Group3
Census Block3002
Census Tract30539

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address816 MEMORY LN, MCKINNEY, TX 75072-9162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF TEXAS
May 27, 2021Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Nov 23, 2019Deed of Trust, Mortgage · FHA Mortgage
GUILD MTG
Mar 21, 2019Deed of Trust, Mortgage · FHA Mortgage
GUILD MTG
Jul 2, 2018Warranty Deed, Transfer · FHA Mortgage
GUILD MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2018
Deed SaleJul 2, 2018
Prior SaleJul 5, 2016
Deed Document Number20180702000825780
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address816 MEMORY LN, MCKINNEY, TX 75072-9162
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000142378
DateSep 21, 2022
Instrument20220921000142378
Lender
NameCREDIT UNION OF TEXAS
TypeCredit Union
AddressALLEN, TX 75013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 5, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address816 MEMORY LN, MCKINNEY, TX 75072-9162
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001069830
DateMay 27, 2021
Instrument20210527001069830
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address816 MEMORY LN, MCKINNEY, TX 75072-9162
Document Number0001532050
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address816 MEMORY LN MCKINNEY TX 750729162, MCKINNEY, TX 75072-9162

Mortgage

Document Number0001532050
DateDec 3, 2019
Instrument1532050
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2049

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address816 MEMORY LN, MCKINNEY, TX 75072-9162
Document Number0000321120
Instrument DateMar 21, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 MEMORY LN MCKINNEY TX 750729162, MCKINNEY, TX 75072-9162

Mortgage

Document Number0000321120
DateMar 27, 2019
Instrument321120
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateJul 2, 2018
Property Address816 MEMORY LN, MCKINNEY, TX 75072-9162
Document Number0000825780
Instrument DateJul 2, 2018
Instrument825780
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyFIRST ADVANTAGE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4900 WINDHAVEN LN MCKINNEY TX 75070, MCKINNEY, TX 75070

Mortgage

Document Number825790
DateJul 2, 2018
Instrument825790
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMcKinney City
Unified School DistrictFrisco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$515,268 (+2.79%) Land $115,000 Building $400,268$515,268 (+2.79%) Land $115,000 Building $400,268
2024$6,775.00 (-0.79%)
2023$501,265 Land $115,000 Building $386,265$501,265 Land $115,000 Building $386,265
2022$6,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCKINNEY
serves 224,043 people · EPA ID TX0430039
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
ElektraFi
Fixed Wireless
100 / 20

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