816 Martin Cir S, Hernando, MS 38632 Property Records

DeSoto County property record for 816 Martin Cir S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,620 sqft · built 2004
Lot Size	0.083 acres (3,636 sqft)
Owner	Trust Name on Record
Last Sale	$162,500 (Jul 2008)
Tax Bill	$223 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-22-0-00025-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-22-0-00025-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Adjusted Area
1st Floor Area	1,320 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,636 sqft (0.083 acres)
Lot Dimensions	146 ft deep x 25 ft wide

Location & Zoning

Street Address	816 MARTIN CIR S
City	HERNANDO
State	MS
Zip	38632-8927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	THE VILLAGE OF GROVE PARK LOT 25
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	THE VILLAGE
Legal Lot Number	25
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	816 MARTIN CIR S, HERNANDO, MS 38632-8927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2008 · Amount on Record
Deed Sale	Jul 1, 2008 · Amount on Record
Deed Book / Page	588 / 212
Last Transfer Date	Apr 28, 2015
Transfer Doc	000761/370
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	816 MARTIN CIR S, HERNANDO, MS 38632-8927
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 MARTIN CIR S, HERNANDO, MS 38632-8927

Mortgage

Document Number	005643/538
Date	Dec 7, 2022
Book Page	5643/538

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	816 MARTIN CIR S, HERNANDO, MS 38632-8927
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171004010280320
Date	Oct 4, 2017
Instrument	20171004010280320

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2022

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	816 MARTIN CIR S, HERNANDO, MS 38632-8927
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004450/455
Date	Nov 14, 2017
Book Page	4450/455
Instrument	T04450-00455

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 26, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$223.00 (-16.17%)	$9,420 (-) Land $2,500 Building $6,920	$94,200 (-) Land $25,000 Building $69,200
2023	$266.00	$9,420	$94,200 Land $25,000 Building $69,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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