816 Main St, Schertz, TX 78154 Property Records

Guadalupe County property record for 816 Main St, Schertz, TX 78154

Property Summary

Property Type	Commercial
Details	7,720 sqft · built 1974
Lot Size	0.278 acres (12,110 sqft)
Owner	Company Name on Record
Tax Bill	$11,735 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1G0350000000300000`

Property Details

APN / Parcel Number

Primary APN	`1G0350000000300000`
Alternative APNs	`000000016622` `000000237057` `16622`

Interior

Units	2 Units
Stories	1 Story
Building Area	7,720 sqft Gross Area
1st Floor Area	7,720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,110 sqft (0.278 acres)
Parking Spaces	13 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Street Address	816 MAIN ST
City	SCHERTZ
State	TX
Zip	78154-2151
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 3 PT OF BLK: ADDN: BOLTON 0.2780 AC.
Legal Subdivision	BOLTON
Legal Block	1
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1018
Census Tract	210706

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 284, CIBOLO, TX 78109
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Warranty Deed, Transfer FIRST COM'L BK NA
Aug 30, 2019	Deed of Trust, Mortgage FIRST COM'L BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 10, 2019
Property Address	816 MAIN ST, SCHERTZ, TX 78154-2151
Document Number	0000020567
Instrument Date	Aug 30, 2019
Instrument	20567
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 284 CONVERSE TX 781090284, CONVERSE, TX 78109-0284
Investor	Possibly a Property Investor

Mortgage

Document Number	20568
Date	Sep 10, 2019
Instrument	20568

Lender

Name	FIRST COM'L BK NA
Address	SEGUIN, TX 78155

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2039

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	816 MAIN ST, SCHERTZ, TX 78154-2151
Document Number	0000020811
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 284 CIBOLO TX 781080284, CIBOLO, TX 78108-0284

Mortgage

Document Number	0000020811
Date	Aug 6, 2020
Instrument	20811

Lender

Name	FIRST COM'L BK NA
Address	SEGUIN, TX 78155

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2040

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$733,800 (+2%) Land $85,631 Building $655,769	$741,400 (+21.24%) Land $85,631 Building $655,769
2025	$11,735.00 (-12.82%)	$611,500 (+0.03%) Land $85,631 Building $525,869	$611,500 (+0.03%) Land $85,631 Building $525,869
2024	$13,461.00 (+12.96%)
2023	$11,917.00 (+8.6%)	$611,300 Land $95,905 Building $515,395	$611,300 Land $95,905 Building $515,395
2022	$10,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	11 (1998–2001)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Nov 2001 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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