Clermont County property record for 816 Lilly Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1950 |
| Lot Size | 0.394 acres (17,163 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $81,000 (Nov 2018) |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-01.-009 |
| Primary APN | 41-42-01.-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,163 sqft (0.394 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Canopy | 56 sqft |
| Heating System | Oil |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 816 LILLY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHAUFLER; LOT 9 |
| Legal Subdivision | SCHAUFLERS |
| Legal Lot Number | 9 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 41201 |
Source: Clermont County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 816 LILLY LN, CINCINNATI, OH 45245-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Nov 15, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on Record |
| Deed Sale | Nov 15, 2018 · Amount on Record |
| Deed Document Number | 201825860 |
| Deed Book / Page | 2796 / 3482 |
| Prior Transfer Date | Dec 16, 2016 |
| Prior Transfer Doc | 0000029702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 816 LILLY LN, CINCINNATI, OH 45245-2535 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 816 LILLY LN, CINCINNATI, OH 45245-2535 |
| Document Number | 0000014986 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 2950/3833 |
| Instrument | 202300014986 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 816 LILLY LN, CINCINNATI, OH 45245-2535 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 816 LILLY LN, CINCINNATI, OH 45245-2535 |
| Document Number | 0000025036 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2889/4937 |
| Instrument | 202100025036 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 15, 2018 |
| Property Address | 816 LILLY LN, CINCINNATI, OH 45245-2535 |
| Document Number | 0000025860 |
| Book / Page | 2796 / 3482 |
| Map Reference | MB D PG 121 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 201800025860 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 LILLY LN, CINCINNATI, OH 45245-2535 |
| Document Number | 0000025861 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 201800025861 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Number | 0000025862 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 2796/3500 |
| Instrument | 201800025862 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | CINCINNATI, OH 45245 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 (-49.4%) | $40,460 (-) Land $12,950 Building $27,510 | |
| 2024 | $115,600 (-) Land $37,000 Building $78,600 | ||
| 2023 | $4,024.00 (+128.64%) Homeowner's exemption | $40,460 (+33.93%) Land $12,950 Building $27,510 | $115,600 (+33.95%) Land $37,000 Building $78,600 |
| 2022 | $1,760.00 Homeowner's exemption | $30,210 Land $9,660 Building $20,550 | |
| 2020 | $86,300 Land $27,600 Building $58,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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