816 Iris St, Lake Charles, LA 70601 Property Records

Calcasieu Parish property record for 816 Iris St, Lake Charles, LA 70601

Property Summary

Property Type	Single Family Home
Lot Size	0.029 acres (1,268 sqft)
Owner	Individual Name on Record
Last Sale	$147,100 (Mar 2008)
Tax Bill	$543 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00597872`

Property Details

APN / Parcel Number

Primary APN	`00597872`

Exterior

Lot Area	1,268 sqft (0.029 acres)

Location & Zoning

Street Address	816 IRIS ST
City	LAKE CHARLES
State	LA
Zip	70601-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@051008-1916-18 0004 0000 NATIONAL REGISTER HISTORIC PLACES LOT 4 BLK 18 TOUCHY ADD REF1-HENRY E GREENWOOD B 1071 P 671-69 RE
Legal Range	08
Legal Township	10
Legal Section	05
Legal Subdivision	TOUCHY ADD
Legal Block	9,18
Legal Lot Number	4
Jurisdiction	CALCASIEU LA
Township / Civil Division	3
Census Block Group	3
Census Block	3016
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Charles Historic District listed 1990 · 280 contributing resources · NRIS 90000434

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Calcasieu Parish records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 IRIS ST, LAKE CHARLES, LA 70601-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMN
Jul 22, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 12, 2016	Deed of Trust, Mortgage · FHA Mortgage US FINANCIAL MORTGAGE CORP
Mar 20, 2008	Deed, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2008 · Amount on Record
Deed Sale	Mar 20, 2008 · Amount on Record
Deed Document Number	20082864869
Deed Book / Page	3476 / 571
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	816 IRIS ST, LAKE CHARLES, LA 70601-5310
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005621/774
Date	Dec 28, 2020
Book Page	5621/774
Instrument	3410660

Lender

Name	US SMALL BUSINESS ADMN
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Fixed Rate

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	816 IRIS ST, LAKE CHARLES, LA 70601-5310
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003048/080
Date	Jul 22, 2005
Book Page	3048/080
Instrument	2728211

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	816 IRIS ST, LAKE CHARLES, LA 70601-5310
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004172/788
Date	Jun 29, 2012
Book Page	4172/788
Instrument	3056212

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2042

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	816 IRIS ST, LAKE CHARLES, LA 70601-5310
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004937/561
Date	Dec 12, 2016
Book Page	4937/561
Instrument	3256426

Lender

Name	US FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE CHARLES, LA 70601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2047

March 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	CALCASIEU LA
Recording Date	Mar 20, 2008
Property Address	816 IRIS ST, LAKE CHARLES, LA 70601-5310
Document Number	003476/571
Book / Page	3476 / 571
Map Reference	MB42 PG501
Instrument Date	Mar 19, 2008
Instrument	2864869
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 DOCTOR MICHAEL DEBAKEY DR, LAKE CHARLES, LA 70601-5979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 IRIS ST, LAKE CHARLES, LA 70601-5310

Mortgage

Document Number	0002864870
Date	Mar 20, 2008
Instrument	2864870

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Municipality	Lake Charles City
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$543.00 (+3.43%) Homeowner's exemption	$11,120 (-) Land $1,710 Building $9,410	$111,200 (-) Land $17,100 Building $94,100
2024	$525.00 (-1.13%) Homeowner's exemption	$11,120 (-) Land $1,710 Building $9,410	$111,200 (-) Land $17,100 Building $94,100
2023	$531.00 (+0.38%) Homeowner's exemption	$11,120 (-) Land $1,710 Building $9,410	$111,200 (-) Land $17,100 Building $94,100
2022	$529.00 Homeowner's exemption	$11,120 Land $1,710 Building $9,410	$111,200 Land $17,100 Building $94,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	16 (1979–2021)
Claims Outside the SFHA	12 of 16
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2021 · 2 claims Hurricane Delta, Oct 2020 · 2 claims Hurricane Rita, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE CHARLES WATER SYSTEM serves 79,500 people · EPA ID LA1019029
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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