816 E Cypress St, Palmyra, PA 17078 Property Records

Lebanon County property record for 816 E Cypress St, Palmyra, PA 17078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1970
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Mar 2015)
Tax Bill	$4,440 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-2294749-356935-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2294749-356935-0000`
Alternative APN	`38015265`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,080 sqft
Finished Basement	756 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	816 E CYPRESS ST
City	PALMYRA
State	PA
Zip	17078-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTROL #38015265
Legal Subdivision	PLAN OF CYPRESS STREET
Jurisdiction	LEBANON PA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2020
Census Tract	3902

Owner

816 E Cypress St is owned and occupied by an individual who bought it in March 2015.

Source: Lebanon County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	816 E CYPRESS ST, PALMYRA, PA 17078-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRYN MAWR TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2015 · Amount on File
Deed Sale	Mar 27, 2015 · Amount on File
Deed Document Number	20153270
Deed Book / Page	2208 / 2084
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Recording Date	Jul 21, 2026
Property Address	816 E CYPRESS ST, PALMYRA, PA 17078-2710
Document Number	0000008898
Book / Page	2571 / 889
Instrument Date	Jul 1, 2026
Instrument	20268898
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E CYPRESS ST, PALMYRA, PA 17078-2710

Mortgage

Document Number	0000008898,
Date	Jul 21, 2026
Book Page	2571/889
Instrument	20268898

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	816 E CYPRESS ST, PALMYRA, PA 17078-2710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000285
Date	Jan 7, 2020
Book Page	2271/7302
Instrument	202000285

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	816 E CYPRESS ST, PALMYRA, PA 17078-2710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013204
Date	Sep 30, 2020
Book Page	2283/1539
Instrument	202013204

Lender

Name	BRYN MAWR TRUST CO
Type	Bank
Address	BRYN MAWR, PA 19010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 816 E Cypress St was $4,440.

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
Municipality	Palmyra Borough
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,440.00	$153,400 Land $30,000 Building $123,400
2024	$3,872.00	$153,400 Land $30,000 Building $123,400
2013			$157,494 Land $30,800 Building $126,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 E Cypress St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1988)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 816 E Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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