816 E Aztec Ave, Gallup, NM 87301 Property Records

McKinley County property record for 816 E Aztec Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-180-231`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-180-231`
Alternative APN	`R205620`

Location & Zoning

Account Number	R205620
Street Address	816 E AZTEC AVE
City	GALLUP
State	NM
Zip	87301-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14, BLK 2, FORD HWY 66 ADDN. DOC 364786 09/20/13DOC 391901 02/26/2020 CODE#2-105-088-180-231
Legal Subdivision	FORD HWY SIXTY SIX ADDN
Legal Block	2
Legal Lot Number	13-14
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	1
Census Block	1010
Census Tract	945503

Owner

Source: McKinley County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	816 E AZTEC AVE, GALLUP, NM 87301-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2013
Deed Sale	Sep 20, 2013
Deed Document Number	364786
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	816 E AZTEC AVE, GALLUP, NM 87301-5506
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E AZTEC AVE, GALLUP, NM 87301-5506

Mortgage

Document Number	0000397537
Date	Aug 16, 2021
Instrument	397537

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00 (-5.11%) Veteran's exemption Additional exemption filed	$47,595 (+3%) Land $5,640 Building $41,955	$142,785 (+3%) Land $16,920 Building $125,865
2024	$1,507.00 (+2.73%) Veteran's exemption Additional exemption filed	$46,209 (+3%) Land $5,640 Building $40,569	$138,627 (+3%) Land $16,920 Building $121,707
2023	$1,467.00 (+3.46%) Veteran's exemption Additional exemption filed	$44,863 (+0.52%) Land $5,640 Building $39,223	$134,590 (+0.52%) Land $16,920 Building $117,670
2022	$1,418.00 Veteran's exemption Additional exemption filed	$44,633 Land $5,640 Building $38,993	$133,900 Land $16,920 Building $116,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: AT&T, Verizon.

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