816 E Amberwood Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 816 E Amberwood Dr, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,579 sqft · built 2020
Lot Size	0.106 acres (4,650 sqft)
Owner	Individual Name on File
Last Sale	$429,990 (May 2020)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`300-97-983`

Property Details

APN / Parcel Number

Primary APN	`300-97-983`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,650 sqft (0.106 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	816 E AMBERWOOD DR
City	PHOENIX
State	AZ
Zip	85048-1995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	RESERVE AT MOUNTAIN TRAILS MCR 1388-30
Legal Range	03E
Legal Township	01S
Legal Section	33
Legal Subdivision	RESERVE AT MOUNTAIN TRAILS
Legal Lot Number	24
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	116727

Owner

816 E Amberwood Dr is owned and occupied by an individual who acquired it in February 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	816 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 27, 2020	Special Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	May 27, 2020 · Amount on File
Deed Document Number	0000452664
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000221365
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	816 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E AMBERWOOD DR, PHOENIX, AZ 85048-1995

Mortgage

Document Number	0000226715
Date	Mar 14, 2022
Instrument	20220226715

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2021
Property Address	816 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Document Number	0000221365
Map Reference	MB 1388 PG 30
Instrument Date	Feb 19, 2021
Instrument	20210221365
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E AMBERWOOD DR, PHOENIX, AZ 85048-1995

Mortgage

Document Number	0000221366
Date	Feb 26, 2021
Instrument	20210221366

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 27, 2020
Property Address	816 E AMBERWOOD DR, PHOENIX, AZ 85048-1995
Document Number	0000452664
Map Reference	MB 1388 PG 30
Instrument Date	May 21, 2020
Instrument	20200452664
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8655 E VIA DE VENTURAF250, 8655, SCOTTSDALE, AZ 85258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E AMBERWOOD DR, PHOENIX, AZ 85048-1995

Mortgage

Document Number	0000452665
Date	May 27, 2020
Instrument	20200452665

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 816 E Amberwood Dr was $2,554.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,450	$494,500 Land $98,900 Building $395,600
2025	$2,554.00
2024		$53,230	$532,300 Land $106,400 Building $425,900
2023	$2,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 E Amberwood Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 E Amberwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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