816 E 5th St, Sandwich, IL 60548 Property Records

DeKalb County property record for 816 E 5th St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Oct 2018)
Tax Bill	$718 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-25-451-003`

Property Details

APN / Parcel Number

Primary APN	`19-25-451-003`

Exterior

Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide

Location & Zoning

Account Number	1925451003
Street Address	816 E 5TH ST
City	SANDWICH
State	IL
Zip	60548-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLY ESTATES - LOT 1 - BLOCK 3
Legal Subdivision	HOLLY ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3015
Census Tract	2000

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 E 5TH ST, SANDWICH, IL 60548-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 11, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Sep 1, 2017	Deed of Trust, Mortgage · Conventional with PMI CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	20189537
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	816 E 5TH ST, SANDWICH, IL 60548-1802
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004437
Date	Apr 7, 2021
Instrument	2021004437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	816 E 5TH ST, SANDWICH, IL 60548-1802
Document Number	0000005463
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	816 E 5TH ST SANDWICH IL 605481802, SANDWICH, IL 60548-1802

Mortgage

Document Number	0000005463
Date	Jun 26, 2019
Instrument	5463

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Interest

Rate	3.87%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 11, 2018
Property Address	816 E 5TH ST, SANDWICH, IL 60548-1802
Document Number	0000009537
Instrument Date	Sep 19, 2018
Instrument	9537
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1135 W OGDEN AVE #309 NAPERVILLE IL 605633513, 309, NAPERVILLE, IL 60563-3513

Mortgage

Document Number	9538
Date	Oct 11, 2018
Instrument	9538

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	816 E 5TH ST, SANDWICH, IL 60548-1802
Document Number	0000008806
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	STEWART LENDER SERVICES, STEWART LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	816 E 5TH ST SANDWICH IL 605481802, SANDWICH, IL 60548-1802

Mortgage

Document Number	0000008806
Date	Sep 11, 2017
Instrument	8806

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2032

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,996 (+22.25%) Land $20,104 Building $32,892	$158,988 (+22.25%) Land $60,312 Building $98,676
2024	$718.00
2023		$43,351 Land $16,445 Building $26,906	$130,053 Land $49,335 Building $80,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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