Winona County property record for 816 E 4th St, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,064 sqft · built 1923 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2020) |
| Tax Bill | $1,402 (2026) |
| Deeds & Mortgages | Aug 2025 Transfer Oct 2020 Line of Credit + 1 more |
| APN | 32.200.4790 |
| Primary APN | 32.200.4790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 128 sqft |
| Unfinished Basement | 128 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 50 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 437 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 816 E 4TH ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-012 BLOCK-038 W 1/2 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 25 |
| Legal Subdivision | HAMILTON ADDITION |
| Legal Block | 38 |
| Legal Lot Number | 12 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 670700 |
Source: Winona County records · APN 32.200.4790
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 LAFAYETTE ST, 302, WINONA, MN 55987-3465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2025 | Transfer on Death Deed, Transfer LEGAL TITLE, LEGAL & TITLE SERVICES |
| Oct 22, 2020 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Jun 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Deed Document Number | 2020625265 |
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 000A662145 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Aug 13, 2025 |
| Property Address | 816 E 4TH ST, WINONA, MN 55987-4401 |
| Document Number | 000A662145 |
| Instrument Date | Aug 11, 2025 |
| Instrument | A662145 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Title Company | LEGAL TITLE, LEGAL & TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 816 E 4TH ST, WINONA, MN 55987-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 816 E 4TH ST, WINONA, MN 55987-4401 |
| Document Number | 628433 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 628433 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jun 18, 2020 |
| Property Address | 816 E 4TH ST, WINONA, MN 55987-4401 |
| Document Number | 625265 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 625265 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 E 4TH ST, WINONA, MN 55987-4401 |
| Document Number | 625266 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 625266 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,402.00 (+6.7%) | ||
| 2025 | $1,314.00 (+15.87%) Homeowner's exemption | $145,900 (+5.27%) Land $28,600 Building $117,300 | $145,900 (+5.27%) Land $28,600 Building $117,300 |
| 2023 | $1,134.00 Homeowner's exemption | $138,600 Land $27,500 Building $111,100 | $138,600 Land $27,500 Building $111,100 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hiawatha Broadband Communications, LTD Broadband, Verizon.
Based on FCC filings for 841 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Winona serves 27,782 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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