816 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 816 E 24th St, Lynn Haven, FL 32444 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 2008
Lot Size	0.137 acres (5,967 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2026)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11544-100-015`

Property Details

APN / Parcel Number

Primary APN	`11544-100-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,396 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,967 sqft (0.137 acres)
Lot Dimensions	125 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	666 sqft
Porch	Florida Room
Porch Area	257 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	816 E 24TH ST
City	LYNN HAVEN
State	FL
Zip	32444-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKWOOD LOT 15 ORB 4389 P 1736
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	BROOKWOOD
Legal Lot Number	15
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4009
Census Tract	1302

Owner

Source: Bay County records · APN 11544-100-015

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	510 E 2ND ST, LYNN HAVEN, FL 32444-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 12, 2021	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Apr 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	202623454
Deed Book / Page	5025 / 1974
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 21, 2026
Property Address	816 E 24TH ST, LYNN HAVEN, FL 32444-7808
Document Number	0000023454
Book / Page	5025 / 1974
Instrument Date	Apr 15, 2026
Instrument	2026.23454
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE, LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 2ND ST, LYNN HAVEN, FL 32444-1404

Mortgage

Document Number	0000023455,
Date	Apr 21, 2026
Instrument	2026..23455

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 12, 2021
Property Address	816 E 24TH ST, LYNN HAVEN, FL 32444-7808
Document Number	0043891736
Book / Page	4389 / 1736
Map Reference	MB 23 PG 1
Instrument Date	Apr 09, 2021
Instrument	2021026719
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 E 24TH ST, LYNN HAVEN, FL 32444-7808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E 24TH ST, LYNN HAVEN, FL 32444-7808

Mortgage

Document Number	0043891738
Date	Apr 12, 2021
Instrument	4389/1738

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 26, 2018
Property Address	816 E 24TH ST, LYNN HAVEN, FL 32444-7808
Document Number	0040021295
Book / Page	004002 / 001295
Instrument Date	Apr 24, 2018
Instrument	24866
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	816 E 24TH ST CALLAWAY FL 32404, CALLAWAY, FL 32404

Mortgage

Document Number	40021297
Date	Apr 26, 2018
Book Page	004002/001297
Instrument	24867

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+0.17%) Homeowner's exemption	$232,552 (+4.1%)	$234,006 (+4.76%) Land $51,600 Building $182,406
2024	$2,867.00 (-17.26%)
2023	$3,465.00 (+14.17%)	$223,383 (+7.5%) Land $46,366 Building $177,017	$223,383 (+7.5%) Land $46,366 Building $177,017
2022	$3,035.00	$207,802 Land $43,732 Building $164,070	$207,802 Land $43,732 Building $164,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 67 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	20 (1984–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Aug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm	Hurricane Michael, Oct 2018 · 10 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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