816 E 21st St, Indianapolis, IN 46202 Property Records

Marion County property record for 816 E 21st St, Indianapolis, IN 46202

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,072 sqft · built 2021
Lot Size	0.046 acres (2,004 sqft)
Owner	2 Individual Names on File
Last Sale	$546,744 (Apr 2026)
Tax Bill	$4,679 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-25-156-017.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-25-156-017.000-101`
Alternative APN	`1051708`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	2,072 sqft Living Area
Gross Area	2,472 sqft
Upper Floors Area	1,660 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	2,004 sqft (0.046 acres)
Lot Dimensions	40 ft deep x 50 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	816 E 21ST ST
City	INDIANAPOLIS
State	IN
Zip	46202-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	BRUCE PLACE EAST END ADD 50FT W END L56
Legal Subdivision	BRUCE PLACE EAST END ADD 50FT W END
Legal Lot Number	56
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2047
Census Tract	351700

Owner

816 E 21st St is owned and occupied by two individuals who bought it in April 2026.

Source: Marion County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	816 E 21ST ST, INDIANAPOLIS, IN 46202-1879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Oct 6, 2023	Warranty Deed, Transfer · FHA Mortgage TOTAL QUALITY FINANCIAL INC
Oct 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Oct 6, 2023 · Amount on File
Deed Document Number	202635982
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 30, 2026
Property Address	816 E 21ST ST, INDIANAPOLIS, IN 46202-1879
Document Number	0000035982
Instrument Date	Apr 27, 2026
Instrument	202635982
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	816 E 21ST ST, INDIANAPOLIS, IN 46202-1879

Mortgage

Document Number	0000035983,
Date	Apr 30, 2026
Instrument	202635983

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Oct 6, 2023
Property Address	816 E 21ST ST, INDIANAPOLIS, IN 46202-1879
Document Number	0000084098
Map Reference	IN 7369
Instrument Date	Oct 2, 2023
Instrument	A202300084098
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 E 21ST ST, INDIANAPOLIS, IN 46202-1879

Mortgage

Document Number	0000084099
Date	Oct 6, 2023
Instrument	A202300084099

Lender

Name	TOTAL QUALITY FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Oct 11, 2017
Property Address	816 E 21ST ST, INDIANAPOLIS, IN 46202-1879
Document Number	0000114801
Instrument Date	Jul 13, 2008
Instrument	114801
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CAMP ST INDIANAPOLIS IN 462023050, INDIANAPOLIS, IN 46202-3050

Tax Assessment & Valuation

The 2025 property tax bill for 816 E 21st St was $4,679, down 4.7% from the year before.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,679.00 (-4.67%)	$411,400 Land $17,600 Building $393,800	$411,400 Land $17,600 Building $393,800
2024	$4,908.00 (+8.34%)
2023	$4,530.00 (-46.39%)	$379,100 (+5.92%) Land $17,600 Building $361,500	$379,100 (+5.92%) Land $17,600 Building $361,500
2022	$8,450.00 (+3,812.04%)	$357,900 Land $13,100 Building $344,800	$357,900 Land $13,100 Building $344,800
2021	$216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 E 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 816 E 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Xiber Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	1,000 / 75

May also be available: On-Ramp Indiana, T-Mobile, Xfinity.

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