Kane County property record for 816 Duncan Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,523 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,188 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Feb 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-256-018 |
| Primary APN | 06-12-256-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,523 sqft Living Area |
| Gross Area | 2,538 sqft |
| Basement Area | 1,015 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 816 DUNCAN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND VIEW ADDN LOT 16 BLOCK 8 |
| Legal Subdivision | GRAND VIEW ADDN |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-256-018
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 816 DUNCAN AVE, ELGIN, IL 60120-3085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit FNBC BK&TR |
| Feb 20, 2018 | Grant Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2018 |
| Deed Sale | Feb 20, 2018 |
| Prior Sale | Jun 17, 2008 · Amount on Record |
| Deed Document Number | 20188009 |
| Prior Transfer Date | May 21, 2001 |
| Prior Transfer Doc | 0000078341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 816 DUNCAN AVE, ELGIN, IL 60120-3085 |
| Document Number | 0000014209 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 816 DUNCAN AVE ELGIN IL 601203007, ELGIN, IL 60120-3007 |
| Document Number | 0000014209 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 14209 |
| Name | FNBC BK&TR |
|---|---|
| Address | WEST CHICAGO, IL 60185 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 28, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 20, 2018 |
| Property Address | 816 DUNCAN AVE, ELGIN, IL 60120-3085 |
| Document Number | 0000008009 |
| Instrument Date | Feb 01, 2018 |
| Instrument | 8009 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 07, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 DUNCAN AVE #1 ELGIN IL 601203007, 1, ELGIN, IL 60120-3007 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,188.00 (+25.25%) Homeowner's exemption | $76,006 (+8.57%) Land $19,613 Building $56,393 | $228,109 (+8.57%) Land $58,863 Building $169,247 |
| 2024 | $70,007 (+30.18%) Land $18,065 Building $51,942 | $210,105 (+30.23%) Land $54,217 Building $155,888 | |
| 2022 | $4,142.00 (+4.86%) Homeowner's exemption | $53,779 (+6.96%) Land $14,881 Building $38,898 | $161,337 (+6.96%) Land $44,643 Building $116,694 |
| 2021 | $3,950.00 Homeowner's exemption | $50,280 Land $13,913 Building $36,367 | $150,840 Land $41,739 Building $109,101 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 592 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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