816 Drake Ln, Severn, MD 21144 Property Records

Anne Arundel County property record for 816 Drake Ln, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,592 sqft · built 2013
Lot Size0.346 acres (15,053 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Jan 2024)
Tax Bill$7,021 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-255-90235134

Property Details

APN / Parcel Number

Primary APN04-255-90235134
Alternative APN
  • 25590235134

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,592 sqft Living Area
Gross Area5,012 sqft
1st Floor Area1,738 sqft
Basement Area1,390 sqft
Finished Basement1,390 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,053 sqft (0.346 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area208 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number25590235134
Street Address816 DRAKE LN
CitySEVERN
StateMD
Zip21144-2798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 11 EVERGREEN COMMONS II
Legal SubdivisionEVERGREEN COMMONS II
Legal Block3
Legal Lot Number11
JurisdictionANNE ARUNDEL MD
Township / Civil Division2
Census Block Group3
Census Block3003
Census Tract740203

Owner

816 Drake Ln is owned and occupied by two individuals who bought it in January 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address816 DRAKE LN, SEVERN, MD 21144-2798
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jan 3, 2024Deed, Transfer · Conventional Mortgage
NEW WAVE LENDING GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2024 · Amount on File
Deed SaleJan 3, 2024 · Amount on File
Prior SaleJan 22, 2014 · Amount on File
Deed Book / Page40155 / 462
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address816 DRAKE LN, SEVERN, MD 21144-2798
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyHERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 DRAKE LN, SEVERN, MD 21144-2798

Mortgage

Document Number0416830193
DateSep 26, 2025
Book Page41683/193
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJan 3, 2024
Property Address816 DRAKE LN, SEVERN, MD 21144-2798
Document Number0401550462
Book / Page40155 / 462
Map ReferenceMB 313PG45&46PL16221
Instrument DateNov 17, 2023
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyHERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address816 DRAKE LN, SEVERN, MD 21144-2798

Mortgage

Document Number0040155470
DateJan 3, 2024
Instrument40155/470
Lender
NameNEW WAVE LENDING GROUP INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 816 Drake Ln was $7,021 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$663,067$770,400 Land $219,800 Building $550,600
2025$7,021.00
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$557,600$609,400 Land $179,800 Building $429,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 Drake Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Drake Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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