Chesapeake City property record for 816 Denham Arch, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,313 sqft · built 1997 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,500 (Jul 2019) |
| Tax Bill | $6,530 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Sep 2020 Refinance + 3 more |
| APN | 0618001000060 |
| Primary APN | 0618001000060 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,313 sqft Living Area |
| 1st Floor Area | 2,431 sqft |
| Upper Floors Area | 140 sqft |
| Attic | Attic |
| Attic Area | 484 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 129 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 816 DENHAM ARCH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 6 RAMSGATE SEC 1A |
| Legal Subdivision | ETHERIDGE PINES,LAKE,BLUE HERON,CARRIAGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21013 |
816 Denham Arch is owned and occupied by two individuals who bought it in July 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 29, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Feb 21, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on File |
| Deed Sale | Jul 29, 2019 · Amount on File |
| Prior Sale | Mar 30, 2018 · Amount on File |
| Deed Document Number | 201919107 |
| Deed Book / Page | 10037 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010539/267 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 10539/267 |
| Instrument | 220010531 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 010222/903 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 10222/903 |
| Instrument | 200033942 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 29, 2019 |
| Property Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Document Number | 10037/301 |
| Book / Page | 10037 / 301 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 190019107 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Document Number | 190019108 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 190019108 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 30, 2018 |
| Property Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Document Number | 9897/860 |
| Book / Page | 9897 / 860 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 180008002 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Document Number | 180008003 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 180008003 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 816 DENHAM ARCH, CHESAPEAKE, VA 23322-6816 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170004791 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 9757/771 |
| Instrument | 170004791 |
| Name | TOWNEBANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Feb 13, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 816 Denham Arch was $6,530.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,700 (+6.22%) Land $210,000 Building $476,700 | $686,700 (+6.22%) Land $210,000 Building $476,700 | |
| 2025 | $6,530.00 | $646,500 Land $185,000 Building $461,500 | $646,500 Land $185,000 Building $461,500 |
| 2023 | $588,100 (+7.95%) Land $175,000 Building $413,100 | $588,100 (+7.95%) Land $175,000 Building $413,100 | |
| 2022 | $544,800 Land $150,000 Building $394,800 | $544,800 Land $150,000 Building $394,800 | |
| 2019 | $4,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 816 Denham Arch; there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 Denham Arch is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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