816 Delaware St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 816 Delaware St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,323 sqft · built 1958
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Sep 2016)
Tax Bill	$8,684 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-125-09`

Property Details

APN / Parcel Number

Primary APN	`019-125-09`
Alternative APN	`019-125-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,323 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	816 DELAWARE ST
City	WATSONVILLE
State	CA
Zip	95076-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 155
Legal Subdivision	GLEMAR 05 TR 155
Legal Tract	155
Legal Lot Number	16
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	110202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 DELAWARE ST, WATSONVILLE, CA 95076-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	201633727
Prior Transfer Date	Apr 3, 1996
Prior Transfer Doc	0000027448
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	816 DELAWARE ST, WATSONVILLE, CA 95076-2804
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	CHICAGO TITLE-COC, CHICAGO TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 DELAWARE ST, WATSONVILLE, CA 95076-2804

Mortgage

Document Number	0000002215
Date	Feb 6, 2024
Instrument	2024-0002215

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93942

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	816 DELAWARE ST, WATSONVILLE, CA 95076-2804
Document Number	0000010294
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	816 DELAWARE ST WATSONVILLE CA 950762804, WATSONVILLE, CA 95076-2804

Mortgage

Document Number	0000010294
Date	Mar 25, 2020
Instrument	10294

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,440 (+2%) Land $414,329 Building $284,111
2025	$8,684.00 (+13%) Homeowner's exemption	$684,746 (+4.04%) Land $406,205 Building $278,541
2023	$7,685.00 (+1.79%) Homeowner's exemption	$658,157 Land $390,432 Building $267,725	$819,630
2022	$7,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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