816 Cooley St, Missoula, MT 59802 Property Records

Missoula County property record for 816 Cooley St, Missoula, MT 59802

Property Summary

Property Type	Commercial
Details	1 bd · 1 ba · 600 sqft · built 1915
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Oct 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0455525`

Property Details

APN / Parcel Number

Primary APN	`R0455525`
Alternative APNs	`04-2200-16-1-02-03-0000` `0000989603` `0989603`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Units	13 Units
Stories	3 Stories
Building Area	11,814 sqft Gross Area
1st Floor Area	3,938 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
View / Lot	Neighborhood
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000989603
Street Address	816 COOLEY ST
City	MISSOULA
State	MT
Zip	59802-2418
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	3
Legal Description	SCHOOL 5 ACRE, S16, T13 N, R19 W, BLOCK 14, LOT 28 - 30
Legal Range	19W
Legal Township	13N
Legal Section	16
Legal Subdivision	SCHOOL 5 ACRE
Legal Tract	14
Legal Block	14
Legal Lot Number	28-30
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1021
Census Tract	204

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	721 SPANISH PEAKS DR, MISSOULA, MT 59803-2438
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Corporation Deed, Transfer INSURED TITLE, INSURED TITLES LLC
May 7, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK OF MISSOULA
Dec 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023
Deed Sale	Oct 13, 2023
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	202312996
Deed Book / Page	1094 / 289
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0010450783
Record Updated	Oct 29, 2026

October 2023: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	MISSOULA MT
Recording Date	Oct 13, 2023
Property Address	816 COOLEY ST, MISSOULA, MT 59802-2418
Document Number	0010940289
Book / Page	1094 / 289
Instrument Date	Oct 12, 2023
Instrument	202312996
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	INSURED TITLE, INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 SPANISH PEAKS DR, MISSOULA, MT 59803-2438

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 7, 2021
Property Address	816 COOLEY ST, MISSOULA, MT 59802-2418
Document Number	0010550112
Book / Page	1055 / 112
Instrument Date	May 7, 2021
Instrument	202111582
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 BROOKS ST # 212, 212, MISSOULA, MT 59801-7718

Mortgage

Document Number	0202111583
Date	May 7, 2021
Instrument	202111583

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Dec 14, 2020
Property Address	816 COOLEY ST, MISSOULA, MT 59802-2418
Document Number	0010450783
Book / Page	001045 / 000783
Instrument Date	Dec 10, 2020
Instrument	30153
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4652 CHRISTIAN DR MISSOULA MT 598033507, MISSOULA, MT 59803-3507

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,864,600 (+626.09%) Land $321,000 Building $1,543,600	$1,864,600 (+626.09%) Land $321,000 Building $1,543,600
2025	$2,155.00 (+14.93%)	$256,800 (+86.72%) Land $256,800	$256,800 (+86.72%) Land $256,800
2024	$1,875.00 (+6.53%)
2023	$1,760.00	$137,535	$137,535 Land $137,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

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