816 Checkerspot Way, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 816 Checkerspot Way, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 2.5 ba · 3,134 sqft · built 2019
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,665 (Nov 2019)
Tax Bill	$6,776 (2025)
Deeds & Mortgages	Sep 2020 Refinance Sep 2021 Mortgage + 1 more
APN	`0581004001940`

Property Details

APN / Parcel Number

Primary APN	`0581004001940`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,134 sqft Total Area
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,413 sqft (0.262 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	816 CHECKERSPOT WAY
City	CHESAPEAKE
State	VA
Zip	23323-4142
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R8S: RESID
Legal Description	194 DOMINION MEADOWS PH 4 & 5
Legal Subdivision	DOMINION MEADOWS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 CHECKERSPOT WAY, CHESAPEAKE, VA 23323-4142
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INTERCOASTAL MORTGAGE LLC
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 21, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	201932181
Deed Book / Page	10081 / 1877
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	816 CHECKERSPOT WAY, CHESAPEAKE, VA 23323-4142
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10215/1500
Date	Sep 9, 2020
Book Page	10215/1500
Instrument	200032087

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	816 CHECKERSPOT WAY, CHESAPEAKE, VA 23323-4142
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10449/1421
Date	Sep 22, 2021
Book Page	10449/1421
Instrument	210043158

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 21, 2019
Property Address	816 CHECKERSPOT WAY, CHESAPEAKE, VA 23323-4142
Document Number	10081/1877
Book / Page	10081 / 1877
Instrument Date	Oct 31, 2019
Instrument	190032181
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CHECKERSPOT WAY, CHESAPEAKE, VA 23323-4142

Mortgage

Document Number	190032182
Date	Nov 21, 2019
Instrument	190032182

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,000 (+3.89%) Land $215,000 Building $482,000	$697,000 (+3.89%) Land $215,000 Building $482,000
2025	$6,776.00 (+378.19%)	$670,900 (+7.36%) Land $200,000 Building $470,900	$670,900 (+7.36%) Land $200,000 Building $470,900
2023		$624,900 (+6.01%) Land $165,000 Building $459,900	$624,900 (+6.01%) Land $165,000 Building $459,900
2022		$589,500 Land $160,000 Building $429,500	$589,500 Land $160,000 Building $429,500
2019	$1,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (1989–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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