St. Louis County property record for 816 Charlesgate Dr, Saint Louis, MO 63132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,793 sqft · built 1959 |
| Lot Size | 0.287 acres (12,493 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,500 (Feb 2017) |
| Tax Bill | $7,106 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17L-52-0314 |
| Primary APN | 17L-52-0314 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 2,277 sqft |
| 1st Floor Area | 1,793 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 12,493 sqft (0.287 acres) |
| Lot Dimensions | 105 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 42 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 816 CHARLESGATE DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63132-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42SR |
| Legal Description | CHARLIKEN SEC 1 LOT 11 |
| Legal Subdivision | CHARLIKEN SEC 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 215500 |
816 Charlesgate Dr is owned and occupied by two individuals who acquired it in February 2025.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 816 CHARLESGATE DR, SAINT LOUIS, MO 63132-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage FIRST BK MTG |
| Feb 22, 2017 | Warranty Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on File |
| Deed Sale | Feb 22, 2017 · Amount on File |
| Prior Sale | Sep 16, 2016 · Amount on File |
| Deed Document Number | 2017703 |
| Deed Book / Page | 22408 / 2489 |
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 0000000466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 816 CHARLESGATE DR, SAINT LOUIS, MO 63132-3503 |
| Document Number | 0237122250 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 816 CHARLESGATE DR ST LOUIS MO 631323503, ST LOUIS, MO 63132-3503 |
| Document Number | 0237122250 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 023712/002250 |
| Instrument | 298 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 24, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 22, 2017 |
| Property Address | 816 CHARLESGATE DR, SAINT LOUIS, MO 63132-3503 |
| Document Number | 0224082489 |
| Book / Page | 022408 / 002489 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 703 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 CHARLESGATE DR ST LOUIS MO 631323503, ST LOUIS, MO 63132-3503 |
| Document Number | 224082492 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 022408/002492 |
| Instrument | 704 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 21, 2047 |
The 2025 property tax bill for 816 Charlesgate Dr was $7,106, up 3.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Olivette City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,140 (-) Land $46,300 Building $57,840 | $548,100 (-) Land $243,700 Building $304,400 | |
| 2025 | $7,106.00 (+3.39%) | $104,140 Land $46,300 Building $57,840 | $548,100 Land $243,700 Building $304,400 |
| 2024 | $6,873.00 (-1.14%) | ||
| 2023 | $6,952.00 (+12.04%) | $97,700 (+15.21%) Land $38,210 Building $59,490 | $514,200 Land $201,100 Building $313,100 |
| 2022 | $6,205.00 | $84,800 Land $38,210 Building $46,590 | |
| 2021 | $446,300 Land $201,100 Building $245,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 816 Charlesgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 816 Charlesgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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