816 Chapman St, Ashland, VA 23005 Property Records

Hanover County property record for 816 Chapman St, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,131 sqft · built 2024
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Oct 2026)
Tax Bill	$4,778 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7870-36-2221`

Property Details

APN / Parcel Number

Primary APN	`7870-36-2221`
Alternative APN	`10224455`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,131 sqft Living Area
1st Floor Area	2,131 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10224455
Street Address	816 CHAPMAN ST
City	ASHLAND
State	VA
Zip	23005-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LAURADELL LOT 18
Legal Subdivision	LAURADELL
Legal Lot Number	18
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1013
Census Tract	320601

Owner

816 Chapman St is owned and occupied by two individuals who bought it in October 2026.

Source: Hanover County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	816 CHAPMAN ST, ASHLAND, VA 23005-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 31, 2024	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY
Sep 25, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Jan 31, 2024 · Amount on File
Deed Document Number	2026115420
Deed Book / Page	3455 / 2458
Record Updated	Oct 29, 2026

October 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HANOVER VA
Recording Date	Oct 2, 2026
Property Address	816 CHAPMAN ST, ASHLAND, VA 23005-1122
Document Number	0000115420
Book / Page	3455 / 2458
Instrument Date	Sep 10, 2026
Instrument	2026115420
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,115.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CHAPMAN ST, ASHLAND, VA 23005-1122

Mortgage

Document Number	0000115430,
Date	Oct 2, 2026
Book Page	3455/2461
Instrument	2026115430

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jan 31, 2024
Property Address	816 CHAPMAN ST, ASHLAND, VA 23005-1122
Document Number	0033892341
Book / Page	3389 / 2341
Instrument Date	Jan 25, 2024
Instrument	20240131000008430
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CHAPMAN ST, ASHLAND, VA 23005-1122

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Sep 25, 2023
Property Address	816 CHAPMAN ST, ASHLAND, VA 23005-1122
Document Number	0003383617
Book / Page	3383 / 617
Instrument Date	Sep 21, 2023
Instrument	20230925000088520
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 PATTERSON AVE, HENRICO, VA 23238-4702

Tax Assessment & Valuation

The 2026 property tax bill for 816 Chapman St was $4,778.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,778.00	$589,900 Land $115,000 Building $474,900	$589,900 Land $115,000 Building $474,900
2023	$810.00	$100,000 Land $100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 816 Chapman St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Chapman St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chapman St

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