816 Cedar Ter, Williamstown, NJ 08094 Property Records

Gloucester County and Monroe Township property record for 816 Cedar Ter, Williamstown, NJ 08094

Property Summary

Property TypeSingle Family Home
Details1,953 sqft · built 1973
Lot Size0.327 acres (14,248 sqft)
OwnerIndividual Name on Record
Tax Bill$7,357 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-09701-0000-00002

Property Details

APN / Parcel Number

Primary APN11-09701-0000-00002
Alternative APNs
  • 1100187AA00030
  • 110970100002

Interior

Stories2 Stories
Building Area1,953 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area14,248 sqft (0.327 acres)
Lot Dimensions190 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1100187AA00030
Street Address816 CEDAR TER
CityWILLIAMSTOWN
StateNJ
Zip08094-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRGPR
Legal SubdivisionPLAN SPRUCE LAKE SEC 1
Legal Block9701
Legal Lot Number2
JurisdictionGLOUCESTER NJ
Township / Civil DivisionMONROE
Census Block Group1
Census Block1006
Census Tract501606

Owner

Source: Gloucester County and Monroe Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address816 CEDAR TER, WILLIAMSTOWN, NJ 08094-4307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 1987
Deed SaleMar 26, 1987
Deed Book / Page1594 / 1
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address816 CEDAR TER, WILLIAMSTOWN, NJ 08094-4307
Document Number0000042809
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address816 CEDAR TER WILLIAMSTOWN NJ 080944307, WILLIAMSTOWN, NJ 08094-4307

Mortgage

Document Number0000042809
DateOct 12, 2020
Book Page016478/000301
Instrument42809
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueOct 11, 2059

Tax Assessment & Valuation

Source: Gloucester County and Monroe Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
County SubdivisionMonroe Township
Unified School DistrictMonroe Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,200 (-) Land $53,200 Building $142,000$195,200 (-) Land $53,200 Building $142,000
2025$7,357.00 (+2.92%)$195,200 (-) Land $53,200 Building $142,000$195,200 (-) Land $53,200 Building $142,000
2024$7,148.00 (+1.22%)
2023$195,200 Land $53,200 Building $142,000$195,200 Land $53,200 Building $142,000
2022$7,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 62% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE MUNICIPAL UTILITIES AUTHORITY
serves 26,179 people · EPA ID NJ0811002
Water SourcePurchased surface water from GLASSBORO WATER DEPARTMENT
Last State InspectionNov 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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