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816 Big Bear Trl, Cary, IL 60013 Property Records

McHenry County property record for 816 Big Bear Trl, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,207 sqft · built 1991
Lot Size0.236 acres (10,289 sqft)
Owner2 Owner Names on File
Last Sale$269,000 (Jul 2003)
Deeds & MortgagesNov 2021 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-11-479-018

Property Details

APN / Parcel Number

Primary APN19-11-479-018

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,207 sqft
Gross Area3,137 sqft
1st Floor Area1,215 sqft
2nd Floor Area992 sqft

Exterior

Year BuiltBuilt 1991
Architectural StyleColonial
Exterior MaterialFrame Siding
Lot Area10,289 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address816 BIG BEAR TRL
CityCARY
StateIL
Zip60013-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2003R0093978 LT 79 CIMARRON UNIT 3
Legal Range08E
Legal Township43N
Legal Section11
Legal SubdivisionCIMARRON 03
Legal Block479
Legal Lot Number79
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2004
Census Tract871312

Owner

The current owner of 816 Big Bear Trl bought it in July 2003.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Owner Names on File
Mailing Address816 BIG BEAR TRL, CARY, IL 60013-3302
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 4, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2003 · Amount on File
Deed SaleJul 17, 2003 · Amount on File
Prior SaleOct 22, 2001 · Amount on File
Deed Document Number2003R0093978
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address816 BIG BEAR TRL, CARY, IL 60013-3302
Transaction TypeMortgage
Record UpdatedNov 29, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061899
DateNov 16, 2021
Instrument2021R0061899
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2041

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address816 BIG BEAR TRL, CARY, IL 60013-3302
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006581
DateFeb 4, 2021
Instrument2021R0006581
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$101,927 Land $22,610 Building $79,317$305,781 Land $67,830 Building $237,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 Big Bear Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 816 Big Bear Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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