816 Benston Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 816 Benston Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1956
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$291,000 (Aug 2026)
Tax Bill	$3,956 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22250000004500`

Property Details

APN / Parcel Number

Primary APN	`22250000004500`
Alternative APN	`61-22-250-000-0045-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Lot Area	15,202 sqft (0.349 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	816 BENSTON RD
City	WHITEHALL
State	MI
Zip	49461-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	W-FHM-0045 CITY OF WHITEHALL FOREST HILLS MANOR LOT 45
Legal Subdivision	FOREST HILLS MANOR
Legal Lot Number	45
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITEHALL
Census Block Group	3
Census Block	3008
Census Tract	3702

Owner

Source: Muskegon County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	716 N WRIGHT AVE, KERENS, TX 75144-2113
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	20265891281
Deed Book / Page	4425 / 777
Prior Transfer Date	Mar 4, 2016
Prior Transfer Doc	0005545889
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Aug 11, 2026
Property Address	816 BENSTON RD, WHITEHALL, MI 49461-9755
Document Number	0005891281
Book / Page	4425 / 777
Instrument Date	Aug 5, 2026
Instrument	20265891281
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,762.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 N WRIGHT AVE, KERENS, TX 75144-2113

Mortgage

Document Number	0005891282,
Date	Aug 11, 2026
Instrument	20265891282

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	816 BENSTON RD, WHITEHALL, MI 49461-9755
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 BENSTON RD, WHITEHALL, MI 49461-9755

Mortgage

Document Number	004289/785
Date	Feb 23, 2022
Book Page	4289/785
Instrument	5755419

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 27, 2019
Property Address	816 BENSTON RD, WHITEHALL, MI 49461-9755
Document Number	004208/581
Book / Page	4208 / 581
Map Reference	LB 16 PG 26
Instrument Date	Dec 13, 2019
Instrument	5674295
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 BENSTON RD, 816, WHITEHALL, MI 49461-9755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6615 S WALKER RD, FRUITPORT, MI 49415-8910

Mortgage

Document Number	0004208582
Date	Dec 27, 2019
Instrument	4208/582

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 30, 2018
Property Address	816 BENSTON RD, WHITEHALL, MI 49461-9755
Document Number	4173/264
Book / Page	4173 / 264
Map Reference	LB16 PG26
Instrument Date	Nov 19, 2018
Instrument	5639011
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8243 S REED ST, 8243, LITTLETON, CO 80128-5676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 LAKE FOREST LN APT K12, K12, NORTON SHORES, MI 49441-4773

Mortgage

Document Number	5639012
Date	Nov 30, 2018
Instrument	5639012

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	Whitehall City
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,900 (+11.5%)	$197,800 (+11.5%)
2025	$3,956.00	$88,700	$177,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHALL serves 2,902 people · EPA ID MI0007100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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