Harford County property record for 816 Benjamin Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,776 sqft · built 1986 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,000 (Jun 1999) |
| Tax Bill | $3,478 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-195961 |
| Primary APN | 03-195961 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,585 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 195961 |
|---|---|
| Street Address | 816 BENJAMIN RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-6800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 207 .243 AC 816 BENJAMIN ROAD MAJOR'S CHOICE PT 53/43 |
| Legal Subdivision | MAJORS CHOICE |
| Legal Lot Number | 207 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 303803 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 816 BENJAMIN RD, BEL AIR, MD 21014-6800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1999 · Amount on Record |
| Deed Sale | Jun 17, 1999 · Amount on Record |
| Prior Sale | Oct 21, 1998 · Amount on Record |
| Deed Document Number | 1999397 |
| Deed Book / Page | 3048 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 17, 2026 |
| Property Address | 816 BENJAMIN RD, BEL AIR, MD 21014-6800 |
| Document Number | 0171720263 |
| Book / Page | 17172 / 263 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 816 BENJAMIN RD, BEL AIR, MD 21014-6800 |
| Document Number | 1717000263, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 17172/263 |
| Name | CHACO CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,478.00 (+9.37%) | $364,867 (+4.19%) | $394,200 (+12.56%) Land $112,500 Building $281,700 |
| 2025 | $3,180.00 (+11.03%) | $350,200 (+10.45%) Land $112,500 Building $237,700 | $350,200 (-) Land $112,500 Building $237,700 |
| 2023 | $317,067 | $350,200 Land $112,500 Building $237,700 | |
| 2022 | $2,864.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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