816 Banyan Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 816 Banyan Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,880 sqft · built 1957
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,500 (Sep 2020)
Tax Bill	$15,528 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-32-00006-0070-00013.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00006-0070-00013.0`
Alternative APN	`58794`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Utility Area	49 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	480 sqft

Exterior Amenities

Pool Area	112 sqft
Porch	Open Porch
Porch Area	240 sqft
Deck Area	276 sqft
Patio Area	126 sqft
Utility Building	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	816 BANYAN RD
City	VERO BEACH
State	FL
Zip	32963-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VERO BEACH ESTATES PBS 5 - 8 BLK 7 LOT 13
Legal Range	40E
Legal Township	32S
Legal Section	32
Legal Subdivision	VERO BEACH ESTATES
Legal Block	7
Legal Lot Number	13
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1039
Census Tract	50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 BANYAN RD, VERO BEACH, FL 32963-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Sep 25, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Mar 18, 2004 · Amount on Record
Deed Document Number	202057210
Deed Book / Page	3341 / 1831
Prior Transfer Date	Jul 13, 1999
Prior Transfer Doc	1284001072
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	816 BANYAN RD, VERO BEACH, FL 32963-1601
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 SW DAKOTA ST A, A, PORTLAND, OR 97221-3300

Mortgage

Document Number	0033411904
Date	Sep 25, 2020
Book Page	3341/1904
Instrument	3120200057228

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	816 BANYAN RD, VERO BEACH, FL 32963-1601
Document Number	0033411833
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	816 BANYAN RD VERO BEACH FL 329631601, VERO BEACH, FL 32963-1601

Mortgage

Document Number	0033411833
Date	Sep 25, 2020
Book Page	003341/001833
Instrument	57211

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 25, 2020
Property Address	816 BANYAN RD, VERO BEACH, FL 32963-1601
Document Number	0033411831
Book / Page	3341 / 1831
Map Reference	MB 5 PG 8
Instrument Date	Sep 25, 2020
Instrument	3120200057210
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,288.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3926 INDIAN RIVER DR E, 3926, VERO BEACH, FL 32963-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 BANYAN RD, VERO BEACH, FL 32963-1601

Mortgage

Document Number	33411833
Date	Sep 25, 2020
Instrument	3341/1833

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,528.00 (+27.34%)	$1,143,849 (+29.7%) Land $411,825 Building $732,024	$1,143,849 (+29.7%) Land $411,825 Building $732,024
2023	$12,194.00 (+17.23%)	$881,890 (+29.68%) Land $346,800 Building $535,090	$881,890 (+29.68%) Land $346,800 Building $535,090
2022	$10,402.00	$680,064 Land $238,425 Building $441,639	$680,064 Land $238,425 Building $441,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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