816 Adams St, Ottawa, IL 61350 Property Records

LaSalle County property record for 816 Adams St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,514 sqft · built 1951
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Apr 2018)
Tax Bill	$5,560 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-14-400-006`

Property Details

APN / Parcel Number

Primary APN	`22-14-400-006`
Alternative APN	`18-14-401-006`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,514 sqft Total Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Split Level
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	816 ADAMS ST
City	OTTAWA
State	IL
Zip	61350-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HILL SUB OF LTS 4-5-6 & 10 SE1/4, LT 6 BLK 1 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	COLLEGE HILL SUB
Legal Block	1
Legal Lot Number	4-10
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	2
Census Block	2013
Census Tract	963500

Owner

816 Adams St is owned and occupied by an individual who bought it in April 2018.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	816 ADAMS ST, OTTAWA, IL 61350-4308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Apr 30, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Jan 26, 2015 · Amount on File
Deed Document Number	20185060
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	816 ADAMS ST, OTTAWA, IL 61350-4308
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202016189
Date	Oct 20, 2020
Instrument	2020-16189

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Apr 30, 2018
Property Address	816 ADAMS ST, OTTAWA, IL 61350-4308
Document Number	201805060
Instrument Date	Apr 30, 2018
Instrument	201805060
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 ADAMS ST, OTTAWA, IL 61350-4308

Mortgage

Document Number	201805061
Date	Apr 30, 2018
Instrument	201805061

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 816 Adams St was $5,560, up 6.7% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,560.00 (+6.7%)	$61,214 Land $8,267 Building $52,947	$183,642 Land $24,801 Building $158,841
2024	$5,211.00
2023		$51,884 (+9.53%) Land $7,007 Building $44,877	$155,652 (+9.53%) Land $21,021 Building $134,631
2022		$47,369 Land $9,302 Building $38,067	$142,107 Land $27,906 Building $114,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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