816 4th St, Wilmette, IL 60091 Property Records

Cook County property record for 816 4th St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,315 sqft · built 1914
Lot Size	0.122 acres (5,311 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (May 2024)
Tax Bill	$20,804 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-101-001`

Property Details

APN / Parcel Number

Primary APN	`05-35-101-001`
Alternative APN	`05-35-101-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,315 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	5,311 sqft (0.122 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	816 4TH ST
City	WILMETTE
State	IL
Zip	60091-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THEO (SCHEURMANNS) SUB OF LTS7-8 IN BLK3 OF INVERNESS SUB OF BLKS1-8,11-13 IN WESTERFIELDS ADD TO WILMETTE VILLAGE IN QUILMET
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	SCHEURMANNS SUB
Legal Block	1-8
Legal Lot Number	7,8
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3023
Census Tract	801200

Owner

816 4th St is owned by two individuals who bought it in May 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2043 N BISSELL ST, CHICAGO, IL 60614-0486
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROPERTY TITLE, PROPER TITLE
Mar 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 20, 2020	Deed of Trust, Mortgage WINTRUST MTG
May 8, 2018	Warranty Deed, Transfer BEMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	202424248
Prior Transfer Date	May 26, 1992
Prior Transfer Doc	0000000480
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 10, 2026
Property Address	816 4TH ST, WILMETTE, IL 60091-1955
Document Number	0000002052
Instrument Date	Feb 6, 2026
Instrument	20262052
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	816 4TH ST, WILMETTE, IL 60091-1955

Mortgage

Document Number	0000002052,
Date	Apr 10, 2026
Instrument	20262052

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 25, 2022
Property Address	816 4TH ST, WILMETTE, IL 60091-1955
Document Number	0008418378
Instrument Date	Nov 10, 2021
Instrument	2208418378
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	816 4TH ST, WILMETTE, IL 60091-1955

Mortgage

Document Number	0008418379
Date	Mar 25, 2022
Instrument	2208418379

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	816 4TH ST, WILMETTE, IL 60091-1955
Document Number	2009307324
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 4TH ST WILMETTE IL 600911955, WILMETTE, IL 60091-1955

Mortgage

Document Number	2009307324
Date	Apr 2, 2020
Instrument	9307324

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2018
Property Address	816 4TH ST, WILMETTE, IL 60091-1955
Document Number	1812846005
Instrument Date	Feb 11, 2018
Instrument	12846005
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 BOUNDARY RD MIDDLETON WI 535623859, MIDDLETON, WI 53562-3859

Mortgage

Document Number	1812846006
Date	May 8, 2018
Instrument	12846006

Lender

Name	BEMORTGAGE
Address	LOMBARD, IL 60148

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,000 Land $17,261 Building $119,739	$1,370,000 Land $172,610 Building $1,197,390
2023	$20,804.00 (+5.78%)
2022	$19,668.00 Homeowner's exemption	$94,999 Land $14,605 Building $80,394	$949,990 Land $146,050 Building $803,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 4th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 816 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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