816 2nd St, Neptune Beach, FL 32266 Property Records

Duval County property record for 816 2nd St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,397 sqft · built 1940
Lot Size	0.125 acres (5,435 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250,000 (Feb 2025)
Tax Bill	$20,313 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172947-0010`

Property Details

APN / Parcel Number

Primary APN	`172947-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	420 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,435 sqft (0.125 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	225 sqft
Deck Area	Deck Area
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	816 2ND ST
City	NEPTUNE BEACH
State	FL
Zip	32266-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-4
Legal Description	15-84 21-2S-29E .122 HORNES S/D A R/P OF PT HORNES NEPTUNE ACRES LOT 4 BLK 8
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	HORNES S/D R/P PT HORNES
Legal Block	8
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1030
Census Tract	14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 2ND ST, NEPTUNE BEACH, FL 32266-5006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	202543446
Deed Book / Page	21369 / 1724
Prior Transfer Date	Aug 9, 2012
Prior Transfer Doc	0164661299
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 12, 2021
Property Address	816 2ND ST, NEPTUNE BEACH, FL 32266-5006
Document Number	0196740780
Book / Page	19674 / 780
Map Reference	MB 15 PG 84
Instrument Date	Apr 5, 2021
Instrument	2021092723
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 1ST ST, 718, NEPTUNE BEACH, FL 32266-6054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 2ND ST, NEPTUNE BEACH, FL 32266-5006

Mortgage

Document Number	0019674782
Date	Apr 12, 2021
Instrument	19674/782

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,793,459 (+51.77%)	$1,862,744 (+57.63%) Land $590,400 Building $1,272,344
2025	$20,313.00 (-10.14%)	$1,181,719 (-7.15%) Land $477,750 Building $703,969	$1,181,719 (-7.15%) Land $477,750 Building $703,969
2024	$22,606.00 (+1.8%)
2023	$22,206.00 (+11.05%) Homeowner's exemption	$1,272,676 (+8.86%) Land $523,250 Building $749,426	$1,272,676 (+8.86%) Land $523,250 Building $749,426
2022	$19,997.00	$1,169,096 Land $500,500 Building $668,596	$1,169,096 Land $500,500 Building $668,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20