816 28th St, Rockford, IL 61108 Property Records

Winnebago County property record for 816 28th St, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,332 sqft · built 1953
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$91,000 (Sep 2002)
Tax Bill$846 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN174D008

Property Details

APN / Parcel Number

Primary APN174D008
Alternative APN
  • 1230403008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
Gross Area2,064 sqft
1st Floor Area1,032 sqft
Basement Area1,032 sqft
Finished Basement300 sqft
Unfinished Basement732 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions158 ft deep x 50 ft wide
TerrainHigh
Garage TypeDetached
Garage Area400 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number174D008
Street Address816 28TH ST
CityROCKFORD
StateIL
Zip61108-3652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1ST TWIN SISTER HGTS SUB PT SE1/4 SEC30-44-2 E OF 3RD P M LOT 008
Legal Subdivision1ST TWIN SISTER HGTS SUB
Legal Lot Number008
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group6
Census Block6010
Census Tract1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address816 28TH ST, ROCKFORD, IL 61108-3652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2002 · Amount on Record
Deed SaleSep 30, 2002 · Amount on Record
Deed Document Number2002278
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address816 28TH ST, ROCKFORD, IL 61108-3652
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyPRECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009320
DateMar 19, 2021
Instrument2109320
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$846.00$39,798 (+41.38%) Land $5,793 Building $34,005$119,394 (+41.38%) Land $17,379 Building $102,015
2022Homeowner's exemption$28,149 Land $4,097 Building $24,052$84,447 Land $12,291 Building $72,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1978–2024)
Claims Outside the SFHA5 of 20
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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