816 22nd St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 816 22nd St, Two Rivers, WI 54241

Property Summary

Property Type	Commercial
Details	3 ba · 8,506 sqft · built 2003
Lot Size	0.577 acres (25,134 sqft)
Owner	Company Name on File
Last Sale	$900,000 (May 2021)
Tax Bill	$10,288 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-147-001-130.06`

Property Details

APN / Parcel Number

Primary APN	`53-147-001-130.06`
Alternative APNs	`053-147-001-130.06` `1470011306`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	1 Story
Building Area	8,506 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Metal Frame
Roof Type	Flat
Roof Material	Other
Lot Area	25,134 sqft (0.577 acres)
View / Lot	Highway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	816 22ND ST
City	TWO RIVERS
State	WI
Zip	54241-2723
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1
Legal Description	PICNIC HILL ADD 1ST PORTION TRACT 1 OF CSM V 22 P 287
Legal Subdivision	PICNIC HILL ADD
Legal Tract	1
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2022
Census Tract	5100

Owner

816 22nd St, a commercial property, is owned by a company that bought it in May 2021 and is owner-occupied.

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	816 22ND ST, TWO RIVERS, WI 54241-2723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · SBA Mortgage CELTIC BANK CORPORATION
Nov 9, 2021	Correction Deed AMER TITLE, MERIT TITLE
May 6, 2021	Warranty Deed, Transfer · SBA Mortgage CELTIC BANK CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Deed Document Number	20211235471
Deed Book / Page	3401 / 497
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	816 22ND ST, TWO RIVERS, WI 54241-2723
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003507/65
Date	Jun 30, 2022
Book Page	3507/65
Instrument	1253108

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Apr 30, 2046

Interest

Rate Type	Adjustable Rate

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MANITOWOC WI
Recording Date	Nov 9, 2021
Property Address	816 22ND ST, TWO RIVERS, WI 54241-2723
Document Number	3453/252
Book / Page	3453 / 252
Instrument Date	Nov 2, 2021
Instrument	1243852
Record Updated	Nov 24, 2021
Title Company	AMER TITLE, MERIT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 22ND ST, TWO RIVERS, WI 54241-2723

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	May 6, 2021
Property Address	816 22ND ST, TWO RIVERS, WI 54241-2723
Document Number	3401/497
Book / Page	3401 / 497
Map Reference	DOC 927317
Instrument Date	Apr 29, 2021
Instrument	1235471
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	AMER TITLE, MERIT TITLE

Transaction

Amount	Amount on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 22ND ST, TWO RIVERS, WI 54241-2723

Mortgage

Document Number	1235472
Date	May 6, 2021
Instrument	1235472

Lender

Name	CELTIC BANK CORPORATION
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 30, 2046

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,288.00 (-26.72%)	$595,900 (+14.99%) Land $88,700 Building $507,200	$688,949 (-16.22%) Land $102,550 Building $586,399
2023	$14,040.00	$518,200 Land $88,700 Building $429,500	$822,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 22nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 22nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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